Ashtabula County property record for 6488 State Rte 86, Windsor, OH 44099
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,705 sqft · built 2004 |
| Lot Size | 1.15 acres (50,312 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $7,978 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Dec 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 61-022-00-012-04 |
| Primary APN | 61-022-00-012-04 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,705 sqft Living Area |
| Gross Area | 3,865 sqft |
| 1st Floor Area | 1,754 sqft |
| Basement Area | 296 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 50,312 sqft (1.15 acres) |
| Terrain | Low |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 864 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 290 sqft |
| Deck Area | 220 sqft |
| Patio Area | 220 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 6488 STATE ROUTE 86 |
|---|---|
| City | WINDSOR |
| State | OH |
| Zip | 44099-9742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF LOT 9 |
| Legal Subdivision | CONNECTICUT WESTERN RESERVE |
| Legal Lot Number | 9 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | WINDSOR |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 1401 |
6488 State Rte 86 is owner-occupied and held in a trust since December 2025.
Source: Ashtabula County records, as of May 27, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 6488 STATE ROUTE 86, WINDSOR, OH 44099-9742 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 23, 2025 | Intrafamily Transfer, Transfer |
| Dec 2, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 22, 2025 |
| Transfer Doc | 0000012493 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Dec 23, 2025 |
| Property Address | 6488 STATE ROUTE 86, WINDSOR, OH 44099-9742 |
| Document Number | 0000012493 |
| Book / Page | 860 / 2426 |
| Map Reference | VOL 202 PG 763 |
| Instrument Date | Dec 22, 2025 |
| Instrument | 2025-00012493 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6488 STATE ROUTE 86, WINDSOR, OH 44099-9742 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 6488 STATE ROUTE 86, WINDSOR, OH 44099-9742 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 6488 STATE ROUTE 86, WINDSOR, OH 44099-9742 |
| Document Number | 0000011741 |
|---|---|
| Date | Dec 2, 2025 |
| Book Page | 859/832 |
| Instrument | 2025-00011741 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | CHARDON, OH 44024 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 263 Months |
| Due | Nov 22, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 6488 State Rte 86 was $7,978, up 81.3% from the year before.
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Windsor Township |
| Unified School District | Grand Valley Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,978.00 (+81.28%) | $102,520 (-) Land $5,810 Building $96,710 | $292,900 Land $16,600 Building $276,300 |
| 2024 | $4,401.00 (+3.75%) Homeowner's exemption | $102,520 (-) Land $5,810 Building $96,710 | |
| 2023 | $4,242.00 (+19.93%) Homeowner's exemption | $102,520 (+39.35%) Land $5,810 Building $96,710 | $292,900 Land $16,600 Building $276,300 |
| 2022 | $3,537.00 Homeowner's exemption | $73,570 Land $4,480 Building $69,090 | |
| 2020 | $210,200 Land $12,800 Building $197,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6488 State Rte 86 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6488 State Rte 86 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Cable | 1,000 / 25 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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