6488 Cornwall Dr, Unit 13, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 6488 Cornwall Dr, Unit 13, Eldersburg, MD 21784

Property Summary

Property Type	Condominium
Details	built 2009
Lot Size	0.013 acres (573 sqft)
Owner	2 Individual Names on Record
Last Sale	$341,000 (Apr 2024)
Tax Bill	$3,442 (2026)
Deeds & Mortgages	Apr 2024 Sale Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-147638`

Property Details

APN / Parcel Number

Primary APN	`05-147638`
Alternative APN	`147638`

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Condo/Apartment
Lot Area	573 sqft (0.013 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	147638
Street Address	6488 CORNWALL DR, 13
City	SYKESVILLE
State	MD
Zip	21784-6598
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-750
Legal Description	UNIT 13 6488 CORNWALL DR 51-209/ RESERVOIR RDG CONDO I BL
Legal Subdivision	RESERVOIR RIDGE LAND CONDOMINIUM
Legal Lot Number	UN 13
Jurisdiction	CARROLL MD
Township / Civil Division	5, FREEDOM
Census Block Group	1
Census Block	1000
Census Tract	505205

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14943 MICHELE DR, GLENELG, MD 21737-9419
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Deed, Transfer DREAM TITLE AND ESCROW LLC, DREAM TITLE & ESCROW LLC
Feb 23, 2023	Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Feb 13, 2019	Deed, Transfer · Conventional Mortgage FIDELITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2024 · Amount on Record
Deed Sale	Apr 29, 2024 · Amount on Record
Prior Sale	Feb 23, 2023 · Amount on Record
Deed Book / Page	11233 / 278
Record Updated	Oct 29, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Apr 29, 2024
Property Address	6488 CORNWALL DR UNIT 13, 13, ELDERSBURG, MD 21784-6598
Document Number	0112330278
Book / Page	11233 / 278
Map Reference	MB D B S 211 FO 212
Instrument Date	Apr 29, 2024
Transaction Type	Transfer
Record Updated	May 10, 2024
Title Company	DREAM TITLE AND ESCROW LLC, DREAM TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$1,705.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	14943 MICHELE DR, GLENELG, MD 21737-9419

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Feb 23, 2023
Property Address	6488 CORNWALL DR UNIT 13, 13, ELDERSBURG, MD 21784-6598
Document Number	0109840207
Book / Page	10984 / 207
Map Reference	MB DBS 51 FO 211&212
Instrument Date	Feb 17, 2023
Transaction Type	Transfer
Record Updated	Mar 17, 2023
Title Company	RITE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,637.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	6488 CORNWALL DR UNIT 13, 13, SYKESVILLE, MD 21784-6598

Mortgage

Document Number	0109840213
Date	Feb 23, 2023
Book Page	10984/213

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Feb 13, 2019
Property Address	6488 CORNWALL DR UNIT 13, 13, ELDERSBURG, MD 21784-6598
Document Number	0092230470
Book / Page	9223 / 0470
Map Reference	MB DBS 51 FO 209&210
Instrument Date	Feb 7, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	MULTIPLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1004 HARBOUR LN, 1004, DUNEDIN, FL 34698-7328

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6488 CORNWALL DR UNIT 13, 13, ELDERSBURG, MD 21784-6598

Mortgage

Document Number	0009223478
Date	Feb 13, 2019
Instrument	9223/478

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,442.00 (+6.6%)	$306,667 (+6.36%)	$325,000 (-) Land $100,000 Building $225,000
2025	$3,229.00 (+8.54%)	$288,333 (+9.49%)	$325,000 (+20.37%) Land $100,000 Building $225,000
2023	$2,975.00	$263,333	$270,000 Land $100,000 Building $170,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEDOM DISTRICT serves 24,867 people · EPA ID MD0060002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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