6487 Springfield Rd, Franklin, KY 42134 Property Records

Simpson County property record for 6487 Springfield Rd, Franklin, KY 42134

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,560 sqft · built 1998
Lot Size	20.3 acres (885,705 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (May 2013)
Tax Bill	$3,049 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Oct 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`022-00-00-021.00`

Property Details

APN / Parcel Number

Primary APN	`022-00-00-021.00`
Alternative APN	`4915`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,560 sqft Living Area
Basement Area	510 sqft
Unfinished Basement	510 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	885,705 sqft (20.3 acres)
Driveway	Gravel Driveway
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6487 SPRINGFIELD RD
City	FRANKLIN
State	KY
Zip	42134-7444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6487 SPRINGFIELD ROAD
Legal Subdivision	ON SPRINGFIELD RD
Jurisdiction	SIMPSON KY
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2046
Census Tract	970402

Owner

Source: Simpson County records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6487 SPRINGFIELD RD, FRANKLIN, KY 42134-7444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Oct 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Jan 30, 2024	Deed of Trust, Mortgage · Line of Credit THE GERMAN AMERICAN BANK
Jun 12, 2017	Deed of Trust, Mortgage · Construction Mortgage CITIZENS FIRST BANK INC
Feb 12, 2018	Deed of Trust, Mortgage · Construction Mortgage CITIZENS FIRST BANK INC
May 7, 2018	Deed of Trust, Mortgage CITIZENS FIRST BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2013 · Amount on Record
Deed Sale	May 9, 2013 · Amount on Record
Deed Document Number	20131121374
Deed Book / Page	303 / 358
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Recording Date	Oct 2, 2026
Property Address	6487 SPRINGFIELD RD, FRANKLIN, KY 42134-7444
Document Number	0001269249
Book / Page	595 / 735
Instrument Date	Oct 2, 2026
Instrument	20261269249
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6847 HERBERT SHANNON RD, SPRINGFIELD, TN 37172-6426

Mortgage

Document Number	0001269249,
Date	Oct 2, 2026
Book Page	595/735
Instrument	20261269249

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Oct 1, 2028

Interest

Max Rate	-1%

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Recording Date	Oct 2, 2026
Property Address	6487 SPRINGFIELD RD, FRANKLIN, KY 42134-7444
Document Number	0001269248
Book / Page	595 / 723
Instrument Date	Oct 2, 2026
Instrument	20261269248
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001269248,
Date	Oct 2, 2026
Book Page	595/723
Instrument	20261269248

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Oct 1, 2028

Interest

Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	6487 SPRINGFIELD RD, FRANKLIN, KY 42134-7444
Transaction Type	Mortgage
Record Updated	Feb 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M545/189
Date	Jan 30, 2024
Book Page	M545/189
Instrument	1221359

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank
Address	FRANKLIN, KY 42134

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Feb 20, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	6487 SPRINGFIELD RD, FRANKLIN, KY 42134-7444
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6487 SPRINGFIELD RD, FRANKLIN, KY 42134-7444

Mortgage

Document Number	M434/526
Date	Jun 12, 2017
Book Page	M434/526
Instrument	1181009

Lender

Name	CITIZENS FIRST BANK INC
Type	Bank
Address	FRANKLIN, KY 42135

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	6487 SPRINGFIELD RD, FRANKLIN, KY 42134-7444
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6487 SPRINGFIELD RD, FRANKLIN, KY 42134-7444

Mortgage

Document Number	M442/427
Date	Feb 12, 2018
Book Page	M442/427
Instrument	1184643

Lender

Name	CITIZENS FIRST BANK INC
Type	Bank
Address	FRANKLIN, KY 42135

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	6487 SPRINGFIELD RD, FRANKLIN, KY 42134-7444
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6487 SPRINGFIELD RD, FRANKLIN, KY 42134-7444

Mortgage

Document Number	M445/124
Date	May 7, 2018
Book Page	M445/124
Instrument	1186195

Lender

Name	CITIZENS FIRST BANK INC
Type	Bank
Address	FRANKLIN, KY 42135

Agreement

Amount	Amount Recorded
Term	60 Months
Due	May 4, 2023

Tax Assessment & Valuation

Source: Simpson County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Simpson County
Unified School District	Simpson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,049.00 (+106.01%)	$347,500 (+118.55%)	$347,500 (+118.55%)
2023	$1,480.00	$159,000	$159,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIMPSON COUNTY WATER DISTRICT serves 8,946 people · EPA ID KY1070398
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G and 4G LTE (outdoors only)

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