6487 Smith Rd, Berrien Center, MI 49102 Property Records

Berrien County property record for 6487 Smith Rd, Berrien Center, MI 49102

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,286 sqft · built 2007
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,716 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Oct 2016 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-0017-0009-13-8`

Property Details

APN / Parcel Number

Primary APN	`04-0017-0009-13-8`
Alternative APN	`11-04-0017-0009-13-8`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,286 sqft Living Area
1st Floor Area	1,204 sqft
Basement Area	1,022 sqft
Unfinished Basement	1,022 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	43,996 sqft (1.01 acres)
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6487 SMITH RD
City	BERRIEN CENTER
State	MI
Zip	49102-9737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRI / RES
Legal Description	BEG 150' W OF THE SE COR SEC 17 T6S R17W TH W 105' TH N1DEG30'11W 420' TH E 105' TH S1DEG30'11"E 420' TO POB
Legal Range	17W
Legal Township	06S
Legal Section	17
Jurisdiction	BERRIEN MI
Township / Civil Division	BERRIEN
Census Block Group	1
Census Block	1047
Census Tract	10600

Owner

Source: Berrien County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6487 SMITH RD, BERRIEN CENTER, MI 49102-9737
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Line of Credit HONOR CU
Oct 6, 2016	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU
Dec 22, 2008	Deed of Trust, Mortgage BERRIEN TEACHERS CU
Mar 15, 2007	Warranty Deed, Subdivision Related Transfer · ARM QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 12, 2024
Transfer Doc	03458/2118
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	6487 SMITH RD, BERRIEN CENTER, MI 49102-9737
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6487 SMITH RD, BERRIEN CENTER, MI 49102-9737

Mortgage

Document Number	03355/2316
Date	Dec 6, 2021
Book Page	3355/2316
Instrument	3355-2316

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 12, 2041

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	6487 SMITH RD, BERRIEN CENTER, MI 49102-9737
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03150/2106
Date	Oct 6, 2016
Book Page	3150/2106

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2031

December 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	6487 SMITH RD, BERRIEN CENTER, MI 49102-9737
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02868/0517
Date	Dec 22, 2008
Book Page	2868/0517

Lender

Name	BERRIEN TEACHERS CU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 16, 2023

March 2007: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Mar 15, 2007
Property Address	6487 SMITH RD, BERRIEN CENTER, MI 49102-9737
Document Number	02780/1485
Book / Page	2780 / 1485
Instrument Date	Mar 12, 2007
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6487 SMITH RD, BERRIEN CENTER, MI 49102-9737

Mortgage

Document Number	0027801487
Date	Mar 15, 2007
Instrument	2780/1487

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Max Rate At Change	11.5%
Index	6-Month LIBOR

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Berrien Township
Unified School District	Berrien Springs Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,300 (+7.64%)	$374,600 (+7.64%)
2025	$2,716.00 (+2.49%) Homeowner's exemption	$174,000 (+24.55%)	$348,000 (+24.55%)
2024	$2,650.00 (+6.17%)
2023		$139,700	$279,400
2022	$2,496.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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