6487 Caminito Formby, La Jolla, CA 92037 Property Records

San Diego County property record for 6487 Caminito Formby, La Jolla, CA 92037

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,128 sqft · built 1978
Lot Size	0.905 acres (39,419 sqft)
Owner	Individual Name on File
Last Sale	$965,000 (Jun 2018)
Tax Bill	$13,770 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`353-220-24-05`

Property Details

APN / Parcel Number

Primary APN	`353-220-24-05`
Alternative APN	`3530320705`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,128 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	39,419 sqft (0.905 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	3530320705
Street Address	6487 CAMINITO FORMBY
City	LA JOLLA
State	CA
Zip	92037-5811
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RS-1-2
Legal Description	LOT 3 US218PER DOC75-343618&INT IN POR LOT 1&IN LOT 2& TR 007858
Legal Subdivision	LA JOLLA GOLF & TENNIS CLUB
Legal Tract	007858
Legal Block	1
Legal Lot Number	3,1,2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1005
Census Tract	8310

Owner

6487 Caminito Formby, a condominium, is owned and occupied by an individual who acquired it in October 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	6487 CAMINITO FORMBY, LA JOLLA, CA 92037-5811
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jun 1, 2018	Grant Deed, Transfer PACIFIC COAST TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2018 · Amount on File
Deed Sale	Jun 1, 2018 · Amount on File
Prior Sale	Feb 4, 2002 · Amount on File
Deed Document Number	2018222835
Last Transfer Date	Oct 1, 2025
Transfer Doc	0000283463
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 10, 2025
Property Address	6487 CAMINITO FORMBY, LA JOLLA, CA 92037-5811
Document Number	0000283463
Map Reference	MAP 7858
Instrument Date	Oct 1, 2025
Instrument	2025-0283463
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	SERVICELINK CRS, SERVICELINK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6487 CAMINITO FORMBY, LA JOLLA, CA 92037-5811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6487 CAMINITO FORMBY, LA JOLLA, CA 92037-5811

Mortgage

Document Number	0000283464
Date	Oct 10, 2025
Instrument	2025-0283464

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11%
Max Rate	11%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6487 CAMINITO FORMBY, LA JOLLA, CA 92037-5811
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000185222
Date	Apr 13, 2020
Instrument	2020-0185222

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	May 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.87%
Index	1-Year CMT
Max Rate	7.87%

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 1, 2018
Property Address	6487 CAMINITO FORMBY, LA JOLLA, CA 92037-5811
Document Number	0000222835
Instrument Date	Apr 26, 2018
Instrument	222835
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$1,061.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6487 CAMINITO FORMBY LA JOLLA CA 920375811, LA JOLLA, CA 92037-5811

Tax Assessment & Valuation

The 2025 property tax bill for 6487 Caminito Formby was $13,770.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,119,957 (+2%) Land $643,386 Building $476,571
2025	$13,770.00	$1,097,998 Land $630,771 Building $467,227
2023	$12,960.00 (+2.73%)	$1,055,363 Land $606,278 Building $449,085
2022	$12,615.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6487 Caminito Formby in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1980–2020)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6487 Caminito Formby is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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