6486 Saipan St, Cypress, CA 90630 Property Records

Orange County property record for 6486 Saipan St, Cypress, CA 90630 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,730 sqft · built 1972
Lot Size	0.105 acres (4,576 sqft)
Owner	Company Name on File
Last Sale	$170,000 (Feb 1994)
Tax Bill	$4,297 (2025)
Deeds & Mortgages	Sep 2023 Transfer Aug 2022 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`224-093-39`

Property Details

APN / Parcel Number

Primary APN	`224-093-39`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,730 sqft Living Area
1st Floor Area	1,730 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,576 sqft (0.105 acres)
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6486 SAIPAN ST
City	CYPRESS
State	CA
Zip	90630-5621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 7424 BLK LOT 88
Legal Subdivision	TRACT NO 7424
Legal Tract	7424
Legal Lot Number	88
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1010
Census Tract	110010

Owner

Source: Orange County records · APN 224-093-39

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	6486 SAIPAN ST, CYPRESS, CA 90630-5621
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Intrafamily Transfer, Transfer
Aug 15, 2022	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Jun 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Jul 17, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERIS BANK
Mar 03, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 07, 1994 · Amount on Record
Deed Sale	Feb 07, 1994 · Amount on Record
Deed Document Number	199490982
Last Transfer Date	Sep 15, 2023
Transfer Doc	0000235679
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Sep 27, 2023
Property Address	6486 SAIPAN ST, CYPRESS, CA 90630-5621
Document Number	0000235679
Map Reference	MB 302 PG 4-6
Instrument Date	Sep 15, 2023
Instrument	2023000235679
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6486 SAIPAN ST, CYPRESS, CA 90630-5621

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	6486 SAIPAN ST, CYPRESS, CA 90630-5621
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6486 SAIPAN ST, CYPRESS, CA 90630-5621

Mortgage

Document Number	0000278045
Date	Aug 15, 2022
Instrument	2022000278045

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	6486 SAIPAN ST, CYPRESS, CA 90630-5621
Transaction Type	Mortgage
Record Updated	Jun 14, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6486 SAIPAN ST, CYPRESS, CA 90630-5621

Mortgage

Document Number	0000358362
Date	Jun 02, 2021
Instrument	2021000358362

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	6486 SAIPAN ST, CYPRESS, CA 90630-5621
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000257086
Date	Jul 17, 2019
Instrument	2019000257086

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	6486 SAIPAN ST, CYPRESS, CA 90630-5621
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093655
Date	Mar 03, 2020
Instrument	2020000093655

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2050

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Cypress City
Unified School District	Garden Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$371,430 (+2%) Land $182,487 Building $188,943
2025	$4,297.00 (+4.58%) Homeowner's exemption	$364,148 (+4.04%) Land $178,909 Building $185,239
2023	$4,109.00 (+1.56%) Homeowner's exemption	$350,008 Land $171,961 Building $178,047
2022	$4,046.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060591100101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1997, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1,029 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Cosmo Network Solutions	Fixed Wireless (unlicensed)	250 / 100

May also be available at this address: Frontier, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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