6486 Maddox Rd, Milton, FL 32570 Property Records

Santa Rosa County property record for 6486 Maddox Rd, Milton, FL 32570

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,431 sqft · built 1981
Lot Size1.71 acres (74,880 sqft)
OwnerIndividual Name on File
Last Sale$80,500 (Oct 2013)
Tax Bill$683 (2024)
Deeds & MortgagesAug 2023 Mortgage
May 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN16-2N-28-0000-06300-0000

Property Details

APN / Parcel Number

Primary APN16-2N-28-0000-06300-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,431 sqft Heated Area
Gross Area2,275 sqft
1st Floor Area1,431 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area74,880 sqft (1.71 acres)
Lot Dimensions1,560 ft deep x 4,800 ft wide
Garage Area324 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area120 sqft
Deck Area400 sqft
Canopy2 sqft
Greenhouse1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number162N280000063000000
Street Address6486 MADDOX RD
CityMILTON
StateFL
Zip32570-6320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2M
Legal DescriptionBEG N 669 FT & E 1000 FT OF SW COR N2 OF SE4 FOR POB THN E 480 FT THN N 156 FT THN W 480 THN S 156 FT TO POB AS DES IN OR
Legal Range28W
Legal Township02N
Legal Section16
JurisdictionSANTA ROSA FL
Township / Civil DivisionSKYLINE
Census Block Group1
Census Block1024
Census Tract10505

Owner

6486 Maddox Rd is owned and occupied by an individual who bought it in October 2013.

Source: Santa Rosa County records, as of October 27, 2025

Owner of RecordIndividual Name on File
Mailing Address6486 MADDOX RD, MILTON, FL 32570-6320
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2023Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
May 6, 2022Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Jun 10, 2021Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
May 2, 2017Loan Modification, Mortgage · FHA Mortgage
US BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 9, 2013 · Amount on File
Deed SaleOct 9, 2013 · Amount on File
Prior SaleJul 26, 2002 · Amount on File
Deed Document Number201357759
Deed Book / Page3294 / 1840
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address6486 MADDOX RD, MILTON, FL 32570-6320
Transaction TypeMortgage
Record UpdatedSep 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6486 MADDOX RD, MILTON, FL 32570-6320

Mortgage

Document Number0044240873
DateAug 14, 2023
Book Page4424/873
Instrument202336703
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term480 Months
DueAug 1, 2063

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address6486 MADDOX RD, MILTON, FL 32570-6320
Transaction TypeMortgage
Record UpdatedJun 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address6486 MADDOX RD, MILTON, FL 32570-6320

Mortgage

Document Number0042801556
DateMay 6, 2022
Book Page4280/1556
Instrument202227624
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term356 Months
DueJan 1, 2052

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address6486 MADDOX RD, MILTON, FL 32570-6320
Transaction TypeMortgage
Record UpdatedJul 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address6486 MADDOX RD, MILTON, FL 32570-6320

Mortgage

Document Number0041310542
DateJun 10, 2021
Book Page4131/542
Instrument202138843
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term311 Months
DueMay 1, 2047

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA ROSA FL
Property Address6486 MADDOX RD, MILTON, FL 32570-6320
Document Number0036311255
Book / Page003631 / 001255
Instrument DateMay 2, 2017
Transaction TypeMortgage
Record UpdatedJun 22, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6486 MADDOX RD MILTON FL 325706320, MILTON, FL 32570-6320

Mortgage

Document Number0036311255
DateJun 8, 2017
Book Page003631/001255
Instrument23077
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 7, 2047
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$683.00 (+3.33%) Homeowner's exemption$88,511 (+3%)$168,540 (+1.11%) Land $35,000 Building $133,540
2023$661.00 (+3.44%) Homeowner's exemption$85,933 (+3%)$166,695 (+4.62%) Land $35,000 Building $131,695
2022$639.00 Homeowner's exemption$83,430$159,337 Land $35,000 Building $124,337

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6486 Maddox Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 31 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6486 Maddox Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOINT BAKER WATER SYSTEM, INC.
private · serves 11,318 people · EPA ID FL1570540
Water SourceGroundwater
Last State InspectionAug 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Mediacom Xtream
Cable · Fixed Wireless
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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