St. Louis County property record for 6486 Cypress Ln, Gilbert, MN 55741
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 4 bd · 2 ba · 1,380 sqft · built 1970 |
| Owner | Company Name on Record |
| Last Sale | $264,000 (Feb 2014) |
| Tax Bill | $6,160 (2026) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 260-6030-00860 |
| Primary APN | 260-6030-00860 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,380 sqft Gross Area |
| 1st Floor Area | 1,380 sqft |
| Basement Area | 1,035 sqft |
| Finished Basement | 1,035 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Garage Area | 2,176 sqft |
| Porch | Patio |
|---|---|
| Porch Area | 204 sqft |
| Deck Area | 16 sqft |
| Storage Building | 140 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1132088 |
|---|---|
| Street Address | 6486 CYPRESS LN |
| City | GILBERT |
| State | MN |
| Zip | 55741-8216 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | SITE #86 SERIAL # |
| Legal Subdivision | ESHQUAGUMA CLUB LEASE SITES |
| Legal Lot Number | 86 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | BIWABIK |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 13600 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2 N BROADWAY AVE, GILBERT, MN 55741-5208 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2014 · Amount on Record |
| Deed Sale | Feb 12, 2014 · Amount on Record |
| Deed Document Number | 20141232930 |
| Prior Transfer Date | Jan 28, 2014 |
| Prior Transfer Doc | 0001232930 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 6486 CYPRESS LN, GILBERT, MN 55741-8216 |
| Document Number | 00A1324101 |
| Instrument Date | Dec 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6486 CYPRESS LN GILBERT MN 557418216, GILBERT, MN 55741-8216 |
| Document Number | 00A1324101 |
|---|---|
| Date | Dec 14, 2017 |
| Instrument | A1324101 |
| Name | MORTGAGE LENDING SVCS |
|---|---|
| Type | Mortgage Company |
| Address | PLYMOUTH, MN 55447 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 13, 2032 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Biwabik Township |
| Unified School District | Mesabi East School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,160.00 (+8.49%) | ||
| 2025 | $5,678.00 (+2.79%) | $504,000 (+9.4%) Land $160,800 Building $343,200 | $504,000 (+9.4%) Land $160,800 Building $343,200 |
| 2024 | $5,524.00 | $460,700 (+15.84%) Land $147,900 Building $312,800 | $460,700 (+15.84%) Land $147,900 Building $312,800 |
| 2022 | $397,700 Land $147,900 Building $249,800 | $397,700 Land $147,900 Building $249,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 64% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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