6485 Thomas Ct, Indian Head, MD 20640 Property Records

Charles County property record for 6485 Thomas Ct, Indian Head, MD 20640

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,624 sqft · built 1972
Lot Size	0.66 acres (28,749 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Oct 2023)
Tax Bill	$17,207 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Oct 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-014953`

Property Details

APN / Parcel Number

Primary APN	`07-014953`
Alternative APNs	`7014953` `014953`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,624 sqft Living Area
Gross Area	2,304 sqft
1st Floor Area	1,096 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	28,749 sqft (0.66 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	216 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	014953
Street Address	6485 THOMAS CT
City	INDIAN HEAD
State	MD
Zip	20640-3010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WCD
Legal Description	LOT 12 SEC 3 SOUTH HAMPTON SUB
Legal Subdivision	SOUTH HAMPTON SUB
Legal Block	1
Legal Lot Number	12
Jurisdiction	CHARLES MD
Township / Civil Division	7, POMONKEY
Census Block Group	1
Census Block	1027
Census Tract	850101

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6485 THOMAS CT, INDIAN HEAD, MD 20640-3010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed, Transfer · Conventional Mortgage OCMBC INC
Oct 13, 2023	Re-recorded Document ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2023 · Amount on Record
Deed Sale	Oct 13, 2023 · Amount on Record
Prior Sale	Sep 13, 2023 · Amount on Record
Deed Book / Page	13082 / 340
Prior Transfer Date	Aug 23, 1990
Prior Transfer Doc	1491000387
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Sep 13, 2023
Property Address	6485 THOMAS CT, INDIAN HEAD, MD 20640-3010
Document Number	0130530367
Book / Page	13053 / 367
Map Reference	MB 6 FO 1
Instrument Date	Aug 31, 2023
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	6485 THOMAS CT, INDIAN HEAD, MD 20640-3010

Mortgage

Document Number	0013053374
Date	Sep 13, 2023
Instrument	13053/374

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

October 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	CHARLES MD
Recording Date	Oct 13, 2023
Property Address	6485 THOMAS CT, INDIAN HEAD, MD 20640-3010
Document Number	0130820340
Book / Page	13082 / 340
Map Reference	MB 6 FO 1
Instrument Date	Aug 31, 2023
Record Updated	Oct 26, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	6485 THOMAS CT, INDIAN HEAD, MD 20640-3010

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$323,200 (+31.63%)	$412,800 (+48.28%) Land $125,800 Building $287,000
2025	$17,207.00 (+202.67%)
2023	$5,685.00 (+98.08%) Homeowner's exemption	$245,533 (+7.17%)	$278,400 (+21.52%) Land $73,000 Building $205,400
2022	$2,870.00 Homeowner's exemption	$229,100 Land $71,000 Building $158,100	$229,100 Land $71,000 Building $158,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1983–2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRYANS ROAD serves 6,260 people · EPA ID MD0080033
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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