Niagara County and Lockport Town property record for 6485 S Transit Rd, Lockport, NY 14094 · Last verified April 2026
| Property Type | Bank, Financial Building |
|---|---|
| Details | 36,725 sqft · built 2003 |
| Lot Size | 7 acres (304,920 sqft) |
| Owner | Company Name on File |
| Tax Bill | $81,942 (2025) |
| Deeds & Mortgages | Nov 2025 Second Mortgage Nov 2023 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 292600 152.01-1-3.12 |
| Primary APN | 292600 152.01-1-3.12 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 36,725 sqft Gross Area |
| Fire Sprinklers | Fire Sprinklers |
| Elevator | Elevator |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2010 |
| Lot Area | 304,920 sqft (7 acres) |
| Lot Width | 300 ft Width |
| Canopy | 416 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 6485 S TRANSIT RD |
|---|---|
| City | LOCKPORT |
| State | NY |
| Zip | 14094-6331 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Subdivision | NORTHVIEW GARDENS |
| Legal Block | 1 |
| Legal Lot Number | 3.012 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 23405 |
Source: Niagara County and Lockport Town records · APN 292600 152.01-1-3.12
Assessment roll updated April 17, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 830, LOCKPORT, NY 14095-0830 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Nov 20, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FEDERAL HOME LOAN BANK OF NEW YORK |
| Nov 17, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CORNERSTONE COMMUNITY FCU |
| Jul 17, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CORNERSTONE COMMUNITY FCU |
| May 26, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CORNERSTONE COMMUNITY FCU |
| Apr 17, 2023 | Deed of Trust, Mortgage · Line of Credit COMERSTONE COMMUNITY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 6485 S TRANSIT RD, LOCKPORT, NY 14094-6331 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 9251 MOUNTAIN RD, GASPORT, NY 14067-9330 |
| Document Number | 0000007867 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | 2025-17867 |
| Name | FEDERAL HOME LOAN BANK OF NEW YORK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 6485 S TRANSIT RD, LOCKPORT, NY 14094-6331 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3373 STONE RD, MIDDLEPORT, NY 14105-9710 |
| Document Number | 0000008054 |
|---|---|
| Date | Nov 17, 2023 |
| Instrument | 2023-18054 |
| Name | CORNERSTONE COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | LOCKPORT, NY 14094 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 6485 S TRANSIT RD, LOCKPORT, NY 14094-6331 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6581 TONAWANDA CREEK RD, LOCKPORT, NY 14094-7955 |
| Document Number | 0000000492 |
|---|---|
| Date | Jul 17, 2023 |
| Instrument | 2023-10492 |
| Name | CORNERSTONE COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | LOCKPORT, NY 14094 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 6485 S TRANSIT RD, LOCKPORT, NY 14094-6331 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7162 ROCHESTER RD, LOCKPORT, NY 14094-1641 |
| Document Number | 0000007853 |
|---|---|
| Date | May 26, 2023 |
| Instrument | 2023-07853 |
| Name | CORNERSTONE COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | LOCKPORT, NY 14094 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 6485 S TRANSIT RD, LOCKPORT, NY 14094-6331 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3424 RANSOMVILLE RD, RANSOMVILLE, NY 14131-9601 |
| Document Number | 0000005466 |
|---|---|
| Date | Apr 17, 2023 |
| Instrument | 2023-05466 |
| Name | COMERSTONE COMMUNITY FCU |
|---|---|
| Type | Non-Lending Institution |
| Address | LOCKPORT, NY 14095 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 16, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Niagara County and Lockport Town records · Assessment roll updated April 17, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Lockport Town |
| Unified School District | Lockport City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $81,942.00 | $3,140,000 (-) Land $1,180,000 Building $1,960,000 | $3,140,000 (-) Land $1,180,000 Building $1,960,000 |
| 2023 | $3,140,000 Land $1,180,000 Building $1,960,000 | $3,140,000 Land $1,180,000 Building $1,960,000 |
Source: FEMA National Flood Hazard Layer, Niagara County (36063C), updated November 6, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 3% of the US · above 3% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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