6485 S Pass Rd, Maple Falls, WA 98266 Property Records

Whatcom County property record for 6485 S Pass Rd, Maple Falls, WA 98266

Property Summary

Property Type	Single Family Home
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Nov 2024)
Tax Bill	$1,030 (2025)
Deeds & Mortgages	Nov 2024 Sale & Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`400510-504460-0000`

Property Details

APN / Parcel Number

Primary APN	`400510-504460-0000`
Alternative APNs	`140901` `588357` `44769`

Exterior

Lot Area	217,800 sqft (5 acres)

Location & Zoning

Account Number	140901
Street Address	6485 S PASS RD
City	MAPLE FALLS
State	WA
Zip	98266-7920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	LOT 2 GANDE SHORT PLAT AS REC AF 2090900745
Legal Range	05
Legal Township	40
Legal Section	10
Legal Subdivision	GANDE SHORT PLAT
Legal Block	2
Legal Lot Number	2
Jurisdiction	WHATCOM WA
Township / Civil Division	EAST WHATCOM
Census Block Group	2
Census Block	2010
Census Tract	10102

Owner

6485 S Pass Rd is owned by an individual who bought it in November 2024.

Source: Whatcom County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	6896 GUIDE MERIDIAN RD, 1, LYNDEN, WA 98264-9670
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2024	Warranty Deed, Transfer · Conventional Mortgage WHATCOM EDUCATIONAL CU
Jan 21, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage DEBBIE LUDTKE
Aug 30, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2024 · Amount on File
Deed Sale	Nov 12, 2024 · Amount on File
Prior Sale	Jan 21, 2022 · Amount on File
Deed Document Number	2024686
Prior Transfer Date	Jun 26, 2019
Prior Transfer Doc	0000804160
Record Updated	Oct 29, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 12, 2024
Property Address	6485 S PASS RD, MAPLE FALLS, WA 98266-7920
Document Number	0001100686
Map Reference	AF 2090900745
Instrument Date	Oct 29, 2024
Instrument	2024-1100686
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,805.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6896 GUIDE MERIDIAN RD # 1, 1, LYNDEN, WA 98264-9670

Mortgage

Document Number	0001100687
Date	Nov 12, 2024
Instrument	2024-1100687

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2034

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jan 21, 2022
Property Address	6485 S PASS RD, MAPLE FALLS, WA 98266-7920
Document Number	0000102407
Map Reference	AF 2090900745
Instrument Date	Jan 18, 2022
Instrument	2022-0102407
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	WHATCOM LAND TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,550.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1529, MAPLE FALLS, WA 98266-1529

Mortgage

Document Number	0000102404
Date	Jan 21, 2022
Instrument	2022-0102404

Lender

Name	DEBBIE LUDTKE
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 21, 2023

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Aug 30, 2019
Property Address	6485 S PASS RD, SUMAS, WA 98295
Document Number	2190804160
Instrument Date	Jun 26, 2019
Instrument	804160
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4335 W BUCKSKIN TRL PHOENIX AZ 850832408, PHOENIX, AZ 85083-2408

Tax Assessment & Valuation

The 2025 property tax bill for 6485 S Pass Rd was $1,030.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Mount Baker School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,030.00	$162,694 Land $162,694	$162,694 Land $162,694
2022		$90,001 Land $90,001	$90,001 Land $90,001
2021	$6.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6485 S Pass Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6485 S Pass Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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