6485 Cramer Ln, Keymar, MD 21757 Property Records

Carroll County property record for 6485 Cramer Ln, Keymar, MD 21757 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bathrooms	3 Baths
Year Built	Built 1900
Square Footage	3,252 sqft Total Area
Lot Size	10,298,586 sqft (236 acres)
Occupancy	Owner Occupied
Last Sale	$600,000 (2025)
Tax Bill	$5,519.00 (2025)

Owner

Source: Carroll County records · APN 10-004101

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6485 CRAMER LN, KEYMAR, MD 21757-9329
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2025	Deed, Transfer CLEAR TITLE
Nov 29, 2021	Deed, Transfer · Line of Credit UNIVEST BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 22, 2025 · Amount on Record
Deed Sale	Jul 22, 2025 · Amount on Record
Prior Sale	Dec 19, 2023 · Amount on Record
Deed Book / Page	11524 / 286
Prior Transfer Date	Aug 06, 2007
Prior Transfer Doc	0055430519
Record Refreshed	Sep 20, 2026

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jul 22, 2025
Property Address	6485 CRAMER LN, KEYMAR, MD 21757-9329
Document Number	0115240286
Book / Page	11524 / 286
Map Reference	LB LDM 168 FO 134
Instrument Date	Jul 11, 2025
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	CLEAR TITLE

Transaction

Amount	Amount Recorded
Tax	$3,000.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	6485 CRAMER LN, KEYMAR, MD 21757-9329

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Nov 29, 2021
Property Address	6485 CRAMER LN, KEYMAR, MD 21757-9329
Document Number	0105760105
Book / Page	10576 / 105
Instrument Date	Nov 10, 2021
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	PROVIDENCE ABSTRACTING CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Investor	Possibly a Property Investor

Mortgage

Document Number	0010576131
Date	Nov 29, 2021
Instrument	10576/131

Lender

Name	UNIVEST BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 01, 2031

Mortgage

Document Number	0105760113
Date	Nov 29, 2021
Book Page	10576/113

Lender

Name	UNIVEST BANK & TRUST CO
Type	Bank
Address	SOUDERTON, PA 18964

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 01, 2031

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$524,600 (+7.61%) Land $194,100 Building $330,500	$524,600 (-) Land $194,100 Building $330,500
2025	$5,519.00 (+18.18%) Homeowner's exemption	$487,500 (+17.95%)	$524,600 (+26.93%) Land $194,100 Building $330,500
2023	$4,670.00	$413,300 Land $194,100 Building $219,200	$413,300 Land $194,100 Building $219,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 11% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`10-004101`
Alternative APN	`004101`

Interior

Full Baths	3 Baths
Building Area	3,252 sqft Total Area
Basement Area	4,200 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Siding Exterior
Roof Material	Metal Roof
Lot Area	10,298,586 sqft (236 acres)

Exterior Amenities

Shed	1 Shed
Shed Area	13,750 sqft Shed
Porch Area	719 sqft Porch
Milk House	1,232 sqft Milk House

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	004101
Street Address	6485 CRAMER LN
City	KEYMAR
State	MD
Zip	21757-9329
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	LT - 236.4230 ACS 6485 CRAMER LN NW/S FSK HWY
Jurisdiction	CARROLL MD
Minor Civil Division	10, MIDDLEBURG
Census Blockgroup	1
Census Block	1003
Census Tract	510000

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