San Diego County property record for 6485 Ave Cresta, La Jolla, CA 92037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,020 sqft · built 1949 |
| Lot Size | 0.227 acres (9,887 sqft) |
| Owner | Company Name on Record |
| Last Sale | $483,000 (Aug 1994) |
| Tax Bill | $10,731 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 351-563-01-00 |
| Primary APN | 351-563-01-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,020 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Lot Area | 9,887 sqft (0.227 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 6485 AVENIDA CRESTA |
|---|---|
| City | LA JOLLA |
| State | CA |
| Zip | 92037-6514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1-7 |
| Legal Description | BLK 4 LOT 1 TR 002353 |
| Legal Subdivision | HERMOSA TERRACE |
| Legal Tract | 002353 |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 8102 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6485 AVENIDA CRESTA, LA JOLLA, CA 92037-6514 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| May 6, 2020 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 1994 · Amount on Record |
| Deed Sale | Aug 17, 1994 · Amount on Record |
| Deed Document Number | 1994496123 |
| Last Transfer Date | Dec 31, 2014 |
| Transfer Doc | 0000010642 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 6485 AVENIDA CRESTA, LA JOLLA, CA 92037-6514 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Title Company | AMERICAN SW TITLE, AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 6485 AVENIDA CRESTA, LA JOLLA, CA 92037-6514 |
| Document Number | 0000135565 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 2021-0135565 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 6485 AVENIDA CRESTA, LA JOLLA, CA 92037-6514 |
| Document Number | 0000261274 |
| Instrument Date | May 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2020 |
| Title Company | AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 6485 AVENIDA CRESTA LA JOLLA CA 920376514, LA JOLLA, CA 92037-6514 |
| Document Number | 0000261274 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 261274 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2050 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $827,500 (+2%) Land $522,952 Building $304,548 | |
| 2025 | $10,731.00 (+12.73%) | $811,276 (+4.04%) Land $512,699 Building $298,577 |
| 2023 | $9,519.00 (+2.75%) Homeowner's exemption | $779,776 Land $492,792 Building $286,984 |
| 2022 | $9,264.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2005–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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