Hernando County property record for 6484 Laurel Oak Dr, Spring Hill, FL 34607 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1999 |
| Square Footage | 4,028 sqft Living Area |
| Lot Size | 31,250 sqft (0.717 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $660,000 (2023) |
| Tax Bill | $11,005.00 (2025) |
| Primary APN | R09-223-17-2645-0005-0180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Building Area | 4,028 sqft Living Area |
| Gross Area | 6,999 sqft Gross Area |
| 1st Floor | 4,028 sqft 1st Floor |
| Basement Area | 1,020 sqft Basement |
| Stories | 1 Stories |
| Primary Flooring | Combination, Other Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Combination Exterior |
| Construction Type | Concrete Blocks Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 31,250 sqft (0.717 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 890 sqft Garage |
| Pool Area | 544 sqft Pool |
|---|---|
| Patio Area | 336 sqft Patio |
| Porch | Open Porch |
| Porch Area | 972 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 01060096 |
|---|---|
| Street Address | 6484 LAUREL OAK DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34607-2321 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKE IN THE WOODS PHASE V BLK 5 LOT 18 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 09 |
| Legal Subdivision | LAKE IN THE WOODS PH V |
| Legal Block | 5 |
| Legal Lot Number | 18 |
| Jurisdiction | HERNANDO FL |
| Minor Civil Division | HERNANDO BEACH |
| Census Blockgroup | 1 |
| Census Block | 1017 |
| Census Tract | 41502 |
Source: Hernando County records · APN R09-223-17-2645-0005-0180
Assessment roll updated December 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6484 LAUREL OAK DR, SPRING HILL, FL 34607-2321 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERSHIP CENTER |
| Jul 06, 2023 | Warranty Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 06, 2023 · Amount on Record |
| Deed Sale | Jul 06, 2023 · Amount on Record |
| Prior Sale | Apr 15, 2014 · Amount on Record |
| Deed Doc Number | 202341965 |
| Deed Book / Page | 4317 / 955 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 27, 2026 |
| Property Address | 6484 LAUREL OAK DR, SPRING HILL, FL 34607-2321 |
| Document Number | 0000050250 |
| Book / Page | 4739 / 1828 |
| Instrument Date | Jul 18, 2026 |
| Instrument | 202650250 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6484 LAUREL OAK DR, SPRING HILL, FL 34607-2321 |
| Document Number | 0000050250, |
|---|---|
| Date | Jul 27, 2026 |
| Book Page | 4739/1828 |
| Instrument | 202650250 |
| Name | HOMEOWNERSHIP CENTER |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 23, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 06, 2023 |
| Property Address | 6484 LAUREL OAK DR, SPRING HILL, FL 34607-2321 |
| Document Number | 0043170955 |
| Book / Page | 4317 / 955 |
| Map Reference | MB 19 PG 52&53 |
| Instrument Date | Jun 27, 2023 |
| Instrument | 2023041965 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2023 |
| Title Company | SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,620.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4378 CROSSWHITE CT, SPRING HILL, FL 34609-0590 |
| Name | Verified Name |
|---|---|
| Address | 6484 LAUREL OAK DR, SPRING HILL, FL 34607-2321 |
| Document Number | 0004317957 |
|---|---|
| Date | Jul 06, 2023 |
| Instrument | 4317/957 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2053 |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,005.00 (+384.16%) | $738,660 (+135.65%) Land $69,764 Building $668,896 | $738,660 (+7.08%) Land $69,764 Building $668,896 |
| 2023 | $313,461 (+3%) Land $313,461 | ||
| 2022 | $2,273.00 Homeowner's exemption Veteran's exemption Widower's exemption | $304,331 | $689,813 Land $69,764 Building $620,049 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 51% of the US · above 21% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,087 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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