Lincoln County property record for 6484 Lackey Rd, Vale, NC 28168
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,325 sqft · built 1900 |
| Lot Size | 3.81 acres (166,269 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $246,000 (Aug 2020) |
| Tax Bill | $1,747 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2674-75-3248 |
| Primary APN | 2674-75-3248 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,325 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 166,269 sqft (3.81 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 576 sqft |
| Shed | 1 Shed |
| Shed Area | 540 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 278403 |
|---|---|
| Street Address | 6484 LACKEY RD |
| City | VALE |
| State | NC |
| Zip | 28168-8453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-S |
| Legal Description | #2B LT JOHN C GERLITS PH2 |
| Legal Subdivision | JOHN C GERTITS |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | NORTH BROOK |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 70500 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6484 LACKEY RD, VALE, NC 28168-8453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2026 | Deed of Trust, Mortgage · Commercial Mortgage JOLT CREDIT UNION |
| Aug 31, 2020 | Warranty Deed, Transfer · Conventional Mortgage GOPRIME MORTGAGE INC |
| Mar 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage TRULIANT FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2020 · Amount on Record |
| Deed Sale | Aug 31, 2020 · Amount on Record |
| Deed Document Number | 2020615008 |
| Deed Book / Page | 2945 / 191 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 6484 LACKEY RD, VALE, NC 28168-8453 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0003471745 |
|---|---|
| Date | Jan 20, 2026 |
| Book Page | 3471/745 |
| Instrument | 704507 |
| Name | JOLT CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | CHERRYVILLE, NC 28021 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 27, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Aug 31, 2020 |
| Property Address | 6484 LACKEY RD, VALE, NC 28168-8453 |
| Document Number | 2945191 |
| Book / Page | 2945 / 191 |
| Map Reference | MB 18 PG 56 |
| Instrument Date | Aug 31, 2020 |
| Instrument | 615008 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $492.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 709 W MAIN STREET EXT, 709, LINCOLNTON, NC 28092-2051 |
| Name | Verified Name |
|---|---|
| Address | 6484 LACKEY RD, VALE, NC 28168-8453 |
| Document Number | 615009 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 615009 |
| Name | GOPRIME MORTGAGE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 6484 LACKEY RD, VALE, NC 28168-8453 |
| Document Number | 2653857 |
| Book / Page | 002653 / 000857 |
| Instrument Date | Mar 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6484 LACKEY RD VALE NC 281688453, VALE, NC 28168-8453 |
| Document Number | 2653857 |
|---|---|
| Date | Mar 22, 2017 |
| Book Page | 002653/000857 |
| Instrument | 560400 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | SALEM, NC 27103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 21, 2032 |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,747.00 (+1.16%) | $270,692 (-) Land $50,282 Building $220,410 | $270,692 (-) Land $50,282 Building $220,410 |
| 2023 | $1,727.00 | $270,692 Land $50,282 Building $220,410 | $270,692 Land $50,282 Building $220,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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