6483 Heritage Trl, Gilbert, MN 55741 Property Records

St. Louis County property record for 6483 Heritage Trl, Gilbert, MN 55741

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,656 sqft · built 1957
Lot Size	2.66 acres (115,870 sqft)
Owner	Individual Name on Record
Last Sale	$143,500 (Jun 2018)
Tax Bill	$2,164 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`677-0010-00465`

Property Details

APN / Parcel Number

Primary APN	`677-0010-00465`
Alternative APN	`1052139`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,656 sqft Gross Area
1st Floor Area	1,656 sqft
Basement Area	780 sqft
Finished Basement	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	115,870 sqft (2.66 acres)
Garage Area	5,500 sqft

Exterior Amenities

Deck Area	160 sqft
Storage Building	144 sqft
Utility Building	192 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1052139
Street Address	6483 HERITAGE TRL
City	GILBERT
State	MN
Zip	55741-8029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LIU
Legal Description	E 347.217 FT OF W 647.404 FT OF S333.208 FT OF SW1/4 OF SW1/4 SERIAL #
Legal Range	16W
Legal Township	57N
Legal Section	03
Jurisdiction	ST LOUIS MN
Township / Civil Division	MAKINEN
Census Block Group	1
Census Block	1007
Census Tract	11401

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6483 HERITAGE TRL, GILBERT, MN 55741-8029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 5, 2018	Grant Deed, Transfer · Conventional with PMI AMERICAN MTG & EQUITY CNSLTS I

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2018 · Amount on Record
Deed Sale	Jun 5, 2018 · Amount on Record
Prior Sale	Nov 18, 2005 · Amount on Record
Deed Document Number	20181334028
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6483 HERITAGE TRL, GILBERT, MN 55741-8029
Transaction Type	Mortgage
Record Updated	Apr 7, 2022
Title Company	TITLE SPECIALIST, TITLE SPECIALISTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001439684
Date	Mar 23, 2022
Instrument	1439684

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2042

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 5, 2018
Property Address	6483 HERITAGE TRL, GILBERT, MN 55741-8029
Document Number	00A1334028
Instrument Date	May 25, 2018
Instrument	A1334028
Transaction Type	Transfer
Record Updated	Jun 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$473.55
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6483 HERITAGE TRL GILBERT MN 557418029, GILBERT, MN 55741-8029

Mortgage

Document Number	A1334029
Date	Jun 5, 2018
Instrument	A1334029

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	BLOOMINGTON, MN 55435

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2048

Mortgage

Document Number	A1334261,
Date	Jun 5, 2018
Instrument	A1334261

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	BLOOMINGTON, MN 55435

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,164.00 (+18.12%) Homeowner's exemption
2025	$1,832.00 (-9.4%) Homeowner's exemption	$251,500 (+9.92%) Land $29,000 Building $222,500	$251,500 (+9.92%) Land $29,000 Building $222,500
2024	$2,022.00	$228,800 (+16.56%) Land $26,800 Building $202,000	$228,800 (+16.56%) Land $26,800 Building $202,000
2022		$196,300 Land $22,500 Building $173,800	$196,300 Land $22,500 Building $173,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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