Pine County property record for 6483 Front St, Finlayson, MN 55735
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 976 sqft · built 1905 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Mar 2024) |
| Tax Bill | $838 (2025) |
| Deeds & Mortgages | Jan 2025 Mortgage Jul 2005 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 38.5015.000 |
| Primary APN | 38.5015.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 976 sqft Living Area |
| Gross Area | 816 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Vinyl |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 150 ft deep x 3 ft wide |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 96 sqft |
| Patio Area | 144 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6483 FRONT ST |
|---|---|
| City | FINLAYSON |
| State | MN |
| Zip | 55735-4543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-19 TWP-043 RANGE-020 TOWNSITE OF FINLAYSON LOT 3 BLOCK 4 LESS THE FOLL THAT PART OF LOT 3 BLK 4 DESC AS FOLL: BEG AT NW |
| Legal Range | 020 |
| Legal Township | 043 |
| Legal Section | 19 |
| Legal Subdivision | TOWNSITE OF FINLAYSON LOT-3 BLOCK 4 LESS |
| Legal Block | 4 |
| Legal Lot Number | 3,20 |
| Jurisdiction | PINE MN |
| Township / Civil Division | FINLAYSON |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 950300 |
Source: Pine County records · APN 38.5015.000
Assessment roll updated August 10, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6483 FRONT ST, FINLAYSON, MN 55735-4543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 08, 2025 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jul 12, 2005 | Deed of Trust, Mortgage · Line of Credit LAKE STATE FCU |
| Apr 06, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LUMINATE HOME LOANS INC |
| Apr 09, 2024 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Apr 06, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LUMINATE HOME LOANS INC |
| Apr 06, 2022 | Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC |
| Feb 16, 2017 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 28, 2024 · Amount on Record |
| Deed Sale | Mar 28, 2024 · Amount on Record |
| Prior Sale | Apr 06, 2022 · Amount on Record |
| Deed Document Number | 20241636634 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINE MN |
| Property Address | 6483 FRONT ST, FINLAYSON, MN 55735-4543 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000585669 |
|---|---|
| Date | Jan 08, 2025 |
| Instrument | 585669 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINE MN |
| Property Address | 6483 FRONT ST, FINLAYSON, MN 55735-4543 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000445811 |
|---|---|
| Date | Jul 12, 2005 |
| Instrument | 445811 |
| Name | LAKE STATE FCU |
|---|---|
| Type | Credit Union |
| Address | MOOSE LAKE, MN 55767 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 11, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINE MN |
| Property Address | 6483 FRONT ST, FINLAYSON, MN 55735-4543 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000568971 |
|---|---|
| Date | Apr 06, 2022 |
| Instrument | 568971 |
| Name | LUMINATE HOME LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINE MN |
| Property Address | 6483 FRONT ST, FINLAYSON, MN 55735-4543 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000581195 |
|---|---|
| Date | Apr 09, 2024 |
| Instrument | 581195 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINE MN |
| Property Address | 6483 FRONT ST, FINLAYSON, MN 55735-4543 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000568971 |
|---|---|
| Date | Apr 06, 2022 |
| Instrument | 568971 |
| Name | LUMINATE HOME LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINE MN |
| Recording Date | Apr 06, 2022 |
| Property Address | 6483 FRONT ST, FINLAYSON, MN 55735-4543 |
| Document Number | 0000568969 |
| Instrument Date | Apr 04, 2022 |
| Instrument | 568969 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | TITLE INC, TITLE HINCKLEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $418.77 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6483 FRONT ST, FINLAYSON, MN 55735-4543 |
| Document Number | 0000568970 |
|---|---|
| Date | Apr 06, 2022 |
| Instrument | 568970 |
| Name | LUMINATE HOME LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINE MN |
| Recording Date | Feb 16, 2017 |
| Property Address | 6483 FRONT ST, FINLAYSON, MN 55735-4543 |
| Document Number | 0000531893 |
| Instrument Date | Feb 15, 2017 |
| Instrument | 531893 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
Source: Pine County records · Assessment roll updated August 10, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Pine County |
| Municipality | Finlayson City |
| Unified School District | Hinckley-Finlayson School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $125,500 (+8.28%) Land $26,800 Building $98,700 | $125,500 (+8.28%) Land $26,800 Building $98,700 | |
| 2025 | $838.00 (-13.25%) Homeowner's exemption | $115,900 (+8.93%) Land $20,800 Building $95,100 | $115,900 (+8.93%) Land $20,800 Building $95,100 |
| 2023 | $966.00 | $106,400 Land $25,800 Building $80,600 | $106,400 Land $25,800 Building $80,600 |
Source: FEMA National Flood Hazard Layer as of April 3, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2016–2023) |
| Most Recent Claim | Apr 2023 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Midcontinent Communications Cable | 250 / 20 |
May also be available: LTD Broadband.
Based on FCC filings for 113 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Finlayson serves 315 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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