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6482 Summer Cloud Way, Columbia, MD 21045 Property Records

Howard County property record for 6482 Summer Cloud Way, Columbia, MD 21045

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,268 sqft · built 1989
Lot Size0.256 acres (11,151 sqft)
Owner2 Individual Names on File
Last Sale$232,000 (Feb 1989)
Tax Bill$8,262 (2026)
Flood ZoneZone X (minimal risk)
APN16-190136

Property Details

APN / Parcel Number

Primary APN16-190136
Alternative APN
  • 190136

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,268 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area11,151 sqft (0.256 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number190136
Street Address6482 SUMMER CLOUD WAY
CityCOLUMBIA
StateMD
Zip21045-5612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNT
Legal DescriptionLOT 43 .256 A 6482 SUMMER CLOUD WAY VIL LONGREACH S 4
Legal SubdivisionVILLAGE LONGREACH SEC 04
Legal Lot Number43
JurisdictionHOWARD MD
Township / Civil Division6, SAVAGE
Census Block Group2
Census Block2000
Census Tract606706

Owner

6482 Summer Cloud Way is owned and occupied by two individuals who bought it in February 1989.

Source: Howard County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing Address6482 SUMMER CLOUD WAY, COLUMBIA, MD 21045-5612
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 10, 1989 · Amount on File
Deed SaleFeb 10, 1989 · Amount on File
Prior SaleAug 30, 1988 · Amount on File
Deed Book / Page1956 / 347
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 6482 Summer Cloud Way was $8,262 with a homeowner's exemption, down 0.2% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,262.00 (-0.24%) Homeowner's exemption$592,700 (+6.71%) Land $242,600 Building $350,100$592,700 (-) Land $242,600 Building $350,100
2025$8,282.00 Homeowner's exemption$555,433$592,700 Land $242,600 Building $350,100
2023$480,900 Land $187,600 Building $293,300$480,900 Land $187,600 Building $293,300
2022$5,185.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6482 Summer Cloud Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6482 Summer Cloud Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOWARD COUNTY D.P.W. DISTRIBUTION
serves 286,158 people · EPA ID MD0130002
Water SourcePurchased surface water from several systems
Last State InspectionJan 2024
Lead3 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 250
Believe Broadband
Fixed Wireless		500 / 100
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summer Cloud Way

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