6482 Ninaulia Rd, Unit A, Kapaa, HI 96746 Property Records

State of Hawaii and Kauai County property record for 6482 Ninaulia Rd, Unit A, Kapaa, HI 96746

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,807 sqft · built 2005
Lot Size	0.877 acres (38,202 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,271,250 (Feb 2024)
Tax Bill	$3,373 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jan 2021 Mortgage + 3 more
APN	`4-4-6-006-069-0001`

Property Details

APN / Parcel Number

Primary APN	`4-4-6-006-069-0001`
Alternative APN	`460060690001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,807 sqft Living Area
Gross Area	4,766 sqft
1st Floor Area	3,807 sqft
Family Room	Family Room
Flooring	Ceramic Tile
Interior Walls	Plaster

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	38,202 sqft (0.877 acres)
Garage Type	Attached
Garage Area	596 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	525 sqft
Deck Area	46 sqft
Patio Area	46 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	6482 NINAULIA RD, A
City	KAPAA
State	HI
Zip	96746-2657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	APT 1 NINAULIA STREET CONDOMINIUM CM 3823 TOG/UND 50% INT IN ALL COMMON ELEMENTS
Legal Subdivision	NINAULIA STREET
Legal Lot Number	1
Jurisdiction	KAUAI HI
Township / Civil Division	WAILUA-ANAHOLA
Census Block Group	1
Census Block	1090
Census Tract	940000

Owner

Source: State of Hawaii and Kauai County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4-820 KUHIO HWY, C402, KAPAA, HI 96746-1593
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Oct 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2024 · Amount on Record
Deed Sale	Feb 2, 2024 · Amount on Record
Prior Sale	Oct 6, 2010 · Amount on Record
Deed Document Number	2024A-87980370
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAUAI HI
Recording Date	Feb 2, 2024
Property Address	6482 NINAULIA RD UNIT A, A, KAPAA, HI 96746-2657
Document Number	0A87980370
Map Reference	DOC 2004-170280
Instrument Date	Jan 27, 2024
Instrument	A-87980370
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	NOT AVAILABLE, OR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,085.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	HI

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4-820 KUBLO HWY #C-402 # C-402, C-402, KAPAA, HI 96746

Mortgage

Document Number	0A87980371
Date	Feb 2, 2024
Instrument	A-87980371

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUAI HI
Property Address	6482 NINAULIA RD UNIT A, A, KAPAA, HI 96746-2657
Transaction Type	Mortgage
Record Updated	Mar 29, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	NINAULU STREET CONDOMINIUM

Mortgage

Document Number	0A76810136
Date	Jan 11, 2021
Instrument	A-76810136

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Oct 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUAI HI
Property Address	6482 NINAULIA RD UNIT A, A, KAPAA, HI 96746-2657
Document Number	0A72550564
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	6482 NINAULIA RD #A KAPAA HI 967462657, A, KAPAA, HI 96746-2657

Mortgage

Document Number	0A72550564
Date	Nov 12, 2019
Instrument	A72550564

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2049

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUAI HI
Property Address	6482 NINAULIA RD UNIT A, A, KAPAA, HI 96746-2657
Document Number	0A71020754
Instrument Date	May 29, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6482 NINAULIA RD #A KAPAA HI 967462657, A, KAPAA, HI 96746-2657

Mortgage

Document Number	0A71020754
Date	Jun 12, 2019
Instrument	A71020754

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUAI HI
Property Address	6482 NINAULIA RD UNIT A, A, KAPAA, HI 96746-2657
Document Number	0A65830418
Instrument Date	Dec 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6482 NINAULIA RD #A KAPAA HI 967462657, A, KAPAA, HI 96746-2657

Mortgage

Document Number	0A65830418
Date	Jan 9, 2018
Instrument	A65830418

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2048

Tax Assessment & Valuation

Source: State of Hawaii and Kauai County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Kauai County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,626,300 (+36.96%) Land $707,100 Building $919,200	$1,783,400 (+2.74%) Land $775,400 Building $1,008,000
2025	$3,373.00 (+32.07%)
2024		$1,187,400 (+2.99%)	$1,735,900 (+20.34%)
2023	$2,554.00 Homeowner's exemption	$1,152,900	$1,442,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	35 (1991–2021)
Claims Outside the SFHA	11 of 35
Most Recent Claim	Mar 2021 · other causes
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Apr 2018 · 8 claims Severe Storms, Flooding, And Landslides, Mar 2012 · 2 claims Hurricane Iniki, Sep 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 84% of Hawaii
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIHUE-KAPAA serves 34,854 people · EPA ID HI0000400
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,850 / 2,850
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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