6482 Cedar Ranch Dr, Citrus Heights, CA 95621 Property Records

Sacramento County property record for 6482 Cedar Ranch Dr, Citrus Heights, CA 95621

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 1,747 sqft · built 1998
Lot Size0.115 acres (4,996 sqft)
Owner2 Individual Names on File
Last Sale$323,500 (Nov 2015)
Tax Bill$4,657 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Oct 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN243-0570-075-0000

Property Details

APN / Parcel Number

Primary APN243-0570-075-0000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area1,747 sqft Living Area
1st Floor Area1,044 sqft
2nd Floor Area703 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleCustom Design
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialOther
Lot Area4,996 sqft (0.115 acres)
Garage Area380 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address6482 CEDAR RANCH DR
CityCITRUS HEIGHTS
StateCA
Zip95621-5624
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD7
Legal DescriptionSTOCK VILLAGE 01, LOT 75
Legal SubdivisionSTOCK VILLAGE 01
Legal Lot Number75
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group2
Census Block2006
Census Tract8136

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address6482 CEDAR RANCH DR, CITRUS HEIGHTS, CA 95621-5624
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 5, 2021Deed of Trust, Mortgage · Line of Credit
UKRAINIAN FCU
Feb 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 2015 · Amount on File
Deed SaleNov 10, 2015 · Amount on File
Prior SaleJul 25, 2013 · Amount on File
Deed Book / Page20151110 / 1071
Prior Transfer DateFeb 11, 2013
Prior Transfer Doc0000001581
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address6482 CEDAR RANCH DR, CITRUS HEIGHTS, CA 95621-5624
Transaction TypeMortgage
Record UpdatedMay 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6482 CEDAR RANCH DR, CITRUS HEIGHTS, CA 95621-5624

Mortgage

Document Number0000001088
DateFeb 4, 2021
Instrument202102041088
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address6482 CEDAR RANCH DR, CITRUS HEIGHTS, CA 95621-5624
Transaction TypeMortgage
Record UpdatedOct 15, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6482 CEDAR RANCH DR, CITRUS HEIGHTS, CA 95621-5624

Mortgage

Document Number2021100500849
DateOct 5, 2021
Instrument2021100500849
Lender
NameUKRAINIAN FCU
TypeCredit Union
AddressROCHESTER, NY 14621
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueSep 28, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address6482 CEDAR RANCH DR, CITRUS HEIGHTS, CA 95621-5624
Document Number2002100482
Instrument DateFeb 3, 2020
Transaction TypeMortgage
Record UpdatedFeb 26, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6482 CEDAR RANCH DR CITRUS HEIGHTS CA 956215624, CITRUS HEIGHTS, CA 95621-5624

Mortgage

Document Number2002100482
DateFeb 10, 2020
Instrument2002100482
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 9, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityCitrus Heights City
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$390,609 (+2%) Land $126,780 Building $263,829
2025$4,657.00 (+0.98%)$382,951 (+4.04%) Land $124,295 Building $258,656
2024$4,612.00 (+2.6%)
2023$4,495.00 (+0.58%)$368,082 Land $119,469 Building $248,613
2022$4,469.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims9 (1981–1997)
Claims Outside the SFHA5 of 9
Most Recent ClaimJan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITRUS HEIGHTS WATER DISTRICT
serves 67,818 people · EPA ID CA3410006
Water SourcePurchased surface water from SAN JUAN WATER DISTRICT
Last State InspectionApr 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20

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