6481 Sharp Rd, Swartz Creek, MI 48473 Property Records

Genesee County property record for 6481 Sharp Rd, Swartz Creek, MI 48473

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,073 sqft · built 1940
Lot Size	1.99 acres (86,684 sqft)
Owner	2 Individual Names on Record
Last Sale	$191,000 (May 2024)
Tax Bill	$2,687 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-08-300-009`

Property Details

APN / Parcel Number

Primary APN	`15-08-300-009`

Interior

Full Baths	1 Bath
Building Area	1,073 sqft Living Area
1st Floor Area	732 sqft
Basement Area	732 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Lot Area	86,684 sqft (1.99 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	6481 SHARP RD
City	SWARTZ CREEK
State	MI
Zip	48473-9419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	W 260 FT OF S 42 RDS OF SW 1/4 EXCEPT S 359 FT SEC 8 T6N R6E (73)
Legal Range	06E
Legal Township	06N
Legal Section	08
Jurisdiction	GENESEE MI
Township / Civil Division	MUNDY
Census Block Group	2
Census Block	2012
Census Tract	12904

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6481 SHARP RD, SWARTZ CREEK, MI 48473-9419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Aug 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION
Sep 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ELGA CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2024 · Amount on Record
Deed Sale	May 1, 2024 · Amount on Record
Prior Sale	Nov 14, 2011 · Amount on Record
Deed Document Number	202429190
Prior Transfer Date	Sep 16, 2021
Prior Transfer Doc	0000076496
Record Updated	Oct 29, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	May 1, 2024
Property Address	6481 SHARP RD, SWARTZ CREEK, MI 48473-9419
Document Number	0000029190
Instrument Date	Apr 24, 2024
Instrument	202405010029190
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,432.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6481 SHARP RD, SWARTZ CREEK, MI 48473-9419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6481 SHARP RD, SWARTZ CREEK, MI 48473-9419

Mortgage

Document Number	0000029191
Date	May 1, 2024
Instrument	202405010029191

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	6481 SHARP RD, SWARTZ CREEK, MI 48473-9419
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6481 SHARP RD, SWARTZ CREEK, MI 48473-9419

Mortgage

Document Number	0000046054
Date	Aug 21, 2023
Instrument	202308210046054

Lender

Name	ELGA CREDIT UNION
Type	Credit Union
Address	GRAND BLANC, MI 48439

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 16, 2038

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Sep 24, 2021
Property Address	6481 SHARP RD, SWARTZ CREEK, MI 48473-9419
Document Number	0000076496
Instrument Date	Sep 16, 2021
Instrument	202109240076496
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6481 SHARP RD, SWARTZ CREEK, MI 48473-9419

Mortgage

Document Number	0000076497
Date	Sep 24, 2021
Instrument	202109240076497

Lender

Name	ELGA CREDIT UNION
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Mundy Township
Unified School District	Swartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,900 (+4.57%)	$141,800 (+4.57%)
2025	$2,687.00 (+40.75%) Homeowner's exemption	$67,800 (+18.74%)	$135,600 (+18.74%)
2024	$1,909.00 (+68.19%)
2023		$57,100	$114,200
2016	$1,135.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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