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6481 89th Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 6481 89th Rd, Live Oak, FL 32060

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,126 sqft · built 1994
Lot Size15.2 acres (663,854 sqft)
OwnerCompany Name on File
Last Sale$649,000 (Mar 2025)
Tax Bill$7,798 (2024)
Deeds & MortgagesAug 2025 Transfer
Mar 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-02S-14E-02030-001000

Property Details

APN / Parcel Number

Primary APN08-02S-14E-02030-001000
Alternative APN
  • 02030001000

Interior

Full Baths3.5 Baths
Stories2 Stories
Building Area2,126 sqft Living Area
1st Floor Area1,460 sqft
2nd Floor Area784 sqft
Upper Floors Area784 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2015
Exterior MaterialVinyl
Lot Area663,854 sqft (15.2 acres)
Garage Area660 sqft
Patio Area504 sqft
FenceFence
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerSeptic
Water SourceWell

Location & Zoning

Account Number02030001000
Street Address6481 89TH RD
CityLIVE OAK
StateFL
Zip32060-8939
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG 15.24 ACRES FOR POB COM AT THE NW COR OF THE S1/2 OF SAID NE1/4 OF THE NE1/4 THENCE RUN N 01 DEG 43'43 E ALONG THE W LINE
Legal Range14E
Legal Township02S
Legal Section08
JurisdictionSUWANNEE FL
Township / Civil DivisionLIVE OAK
Census Block Group1
Census Block1031
Census Tract970100

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Co-ownerCo-owner on File
Mailing Address6481 89TH RD, LIVE OAK, FL 32060-8939
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Mar 18, 2025Correction Deed · VA Mortgage
AFFORDABLE MORTGAGE ADVISORS LLC
Mar 30, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 6, 2025 · Amount on File
Deed SaleMar 6, 2025 · Amount on File
Prior SaleMar 6, 2025 · Amount on File
Deed Document Number0000290082
Deed Book / Page2585 / 374
Last Transfer DateAug 7, 2025
Transfer Doc0061296046
Record UpdatedSep 20, 2026

August 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSUWANNEE FL
Recording DateAug 7, 2025
Property Address6481 89TH RD, LIVE OAK, FL 32060-8939
Document Number0061296046
Book / Page2625 / 282
Instrument DateAug 6, 2025
Instrument202561296046
Transaction TypeTransfer
Record UpdatedFeb 3, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address6481 89TH RD, LIVE OAK, FL 32060-8939

Transferred To (Grantee/Buyer)

NameVerified Name
Address6481 89TH RD, LIVE OAK, FL 32060-8939

March 2025: Correction Deed

Document TypeCorrection Deed
JurisdictionSUWANNEE FL
Recording DateMar 18, 2025
Property Address6481 89TH RD, LIVE OAK, FL 32060-8939
Document Number0000290546
Book / Page2588 / 389
Instrument DateFeb 28, 2025
Instrument2025290546
Record UpdatedApr 29, 2025
Title CompanyATLANTIC TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address2001 MARINA DR # DR50W, DR50W, QUINCY, MA 02171-1538

Transferred To (Grantee/Buyer)

NameVerified Name
Address6481 89TH RD, LIVE OAK, FL 32060-8939

Mortgage

Document Number0000290547
DateMar 18, 2025
Book Page2588/391
Instrument2025290547
Lender
NameAFFORDABLE MORTGAGE ADVISORS LLC
TypeMortgage Company
AddressPITTSBURGH, PA 15205
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2055

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSUWANNEE FL
Recording DateMar 30, 2017
Property Address6481 89TH RD, LIVE OAK, FL 32060-8939
Document Number0000191332
Book / Page001978 / 000097
Instrument DateMar 22, 2017
Instrument191332
Transaction TypeTransfer
Record UpdatedApr 4, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address39 ADAMS ST #3 BOSTON MA 021221701, 3, BOSTON, MA 02122-1701

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$518,335 (+2.6%) Land $6,976 Building $511,359$544,039 (+0.84%)
2024$7,798.00 (-1.38%)
2023$7,907.00 (+13.35%)$505,220 (+26.9%) Land $7,905 Building $497,315$539,515 (+24.77%)
2022$6,976.00$398,128 Land $7,905 Building $390,223$432,423

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims7 (1998–2012)
Most Recent ClaimJun 2012 · Tropical Storm Debby
Claims by Event
  • Tropical Storm Debby, Jun 2012 · 3 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 63% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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