6480 White Pine Dr, Lakeside, AZ 85929 Property Records

Navajo County property record for 6480 White Pine Dr, Lakeside, AZ 85929

Property Summary

Property Type	Single Family Home
Details	1,505 sqft · built 1990
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Sep 2021)
Tax Bill	$1,746 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`212-04-048`

Property Details

APN / Parcel Number

Primary APN	`212-04-048`

Interior

Stories	1 Story
Building Area	1,505 sqft Living Area
Gross Area	2,307 sqft
1st Floor Area	1,505 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Metal
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Attached
Garage Area	802 sqft
Deck Area	Deck Area
Patio Area	465 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6480 WHITE PINE DR
City	LAKESIDE
State	AZ
Zip	85929-5050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	PINE VIEW SUMMER HOMESITES LOT 49 XGR-1
Legal Range	22E
Legal Township	09N
Legal Section	05
Legal Subdivision	PINE VIEW SUMMER HOMES
Legal Lot Number	49
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1026
Census Tract	961702

Owner

6480 White Pine Dr is owned by two individuals who bought it in September 2021.

Source: Navajo County records, as of June 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1901 W DEUCE OF CLUBS, 270, SHOW LOW, AZ 85901-6962
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Sep 9, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage RICK FERNAU ETUX
Feb 27, 2018	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2021 · Amount on File
Deed Sale	Sep 9, 2021 · Amount on File
Prior Sale	Feb 27, 2018 · Amount on File
Deed Document Number	202120105
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	6480 WHITE PINE DR, LAKESIDE, AZ 85929-5050
Transaction Type	Mortgage
Record Updated	Nov 8, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6480 WHITE PINE DR, LAKESIDE, AZ 85929-5050

Mortgage

Document Number	0000024658
Date	Oct 29, 2021
Instrument	2021-24658

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	6480 WHITE PINE DR, LAKESIDE, AZ 85929-5050
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025034
Date	Dec 4, 2020
Instrument	2020-25034

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Sep 9, 2021
Property Address	6480 WHITE PINE DR, LAKESIDE, AZ 85929-5050
Document Number	0000020105
Map Reference	MB 4 PG 5
Instrument Date	Sep 3, 2021
Instrument	2021-20105
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6480 WHITE PINE DR, 6480, LAKESIDE, AZ 85929-5050

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	6480 WHITE PINE DR, LAKESIDE, AZ 85929-5050

Mortgage

Document Number	0000020106
Date	Sep 9, 2021
Instrument	2021-20106

Lender

Name	RICK FERNAU ETUX
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Feb 27, 2018
Property Address	6480 WHITE PINE DR, LAKESIDE, AZ 85929-5050
Document Number	0000003212
Map Reference	MB4 PG5
Instrument Date	Feb 7, 2018
Instrument	2018-03212
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	PIONEER TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 893, ROOSEVELT, AZ 85545-0893

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6480 WHITE PINE DR, LAKESIDE, AZ 85929-5050

Mortgage

Document Number	0000003213
Date	Feb 27, 2018
Instrument	2018-03213

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 6480 White Pine Dr was $1,746.

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Blue Ridge Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$336,912 Land $57,750 Building $279,162
2025	$1,746.00	$31,565 Land $4,436 Building $27,129	$315,651 Land $44,363 Building $271,288
2023	$1,682.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6480 White Pine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6480 White Pine Dr is high, ranking above 84% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 76% of Arizona
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RETAW WATER COMPANY public/private · serves 54 people · EPA ID AZ0409017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Nov 2017
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Smith Bagley Fixed Wireless	100 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on White Pine Dr

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