Washington County property record for 6480 Upper 46th St N, Saint Paul, MN 55128
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,964 sqft · built 2016 |
| Lot Size | 0.36 acres (15,692 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,312 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-029-21-24-0166 |
| Primary APN | 07-029-21-24-0166 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,964 sqft Living Area |
| Basement Area | 1,404 sqft |
| Finished Basement | 900 sqft |
| Unfinished Basement | 504 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Other |
| Construction Type | Frame |
| Lot Area | 15,692 sqft (0.36 acres) |
| Street Address | 6480 UPPER 46TH ST N |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55128-2423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 28, 29 AND 30, BLOCK 2, MCLEAN S ADDITION TO THE CITY OF NORTH ST PAUL, TOGETHER WITH THE SOUTH ONE-HALF OF VACATED ALLE |
| Legal Range | 21W |
| Legal Township | 29N |
| Legal Section | 07 |
| Legal Subdivision | MCLEAN'S ADD |
| Legal Block | 2 |
| Legal Lot Number | 28-30 |
| Jurisdiction | WASHINGTON MN |
| Township / Civil Division | OAKDALE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 70907 |
6480 Upper 46th St N is owned and occupied by two individuals.
Source: Washington County records, as of June 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6480 UPPER 46TH ST N, SAINT PAUL, MN 55128-2423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BREMER BANK NA |
| Sep 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BREMER BANK NA |
| Sep 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BREMER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Property Address | 6480 UPPER 46TH ST N, OAKDALE, MN 55128-2423 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0004337994 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 4337994 |
| Name | BREMER BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Property Address | 6480 UPPER 46TH ST N, OAKDALE, MN 55128-2423 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0004336962 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 4336962 |
| Name | BREMER BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Property Address | 6480 UPPER 46TH ST N, OAKDALE, MN 55128-2423 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001277103 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 1277103 |
| Name | BREMER BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2026 property tax bill for 6480 Upper 46th St N was $6,312 with a homeowner's exemption.
Source: Washington County assessment roll, as of June 9, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Washington County |
| Municipality | Oakdale City |
| Unified School District | North St. Paul-Maplewood-Oakdale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,312.00 Homeowner's exemption | ||
| 2025 | $523,400 (-0.1%) Land $87,500 Building $435,900 | $523,400 (-0.1%) Land $87,500 Building $435,900 | |
| 2024 | $523,900 Land $85,000 Building $438,900 | $523,900 Land $85,000 Building $438,900 | |
| 2023 | $5,754.00 | ||
| 2022 | $507,600 Land $106,700 Building $400,900 | $507,600 Land $106,700 Building $400,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6480 Upper 46th St N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6480 Upper 46th St N is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Oakdale serves 30,144 people · EPA ID MN1820016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
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