6480 South St, Gloucester, VA 23061 Property Records

Gloucester County property record for 6480 South St, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,758 sqft · built 1950
Lot Size	1.39 acres (60,548 sqft)
Owner	2 Individual Names on File
Last Sale	$301,000 (Jul 2021)
Tax Bill	$2,149 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13438`

Property Details

APN / Parcel Number

Primary APN	`13438`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,758 sqft Living Area
1st Floor Area	1,758 sqft
Basement Area	1,172 sqft
Finished Basement	1,172 sqft
Flooring	Wood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	60,548 sqft (1.39 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6480 SOUTH ST
City	GLOUCESTER
State	VA
Zip	23061-5197
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	GLOUCESTER
Legal Subdivision	PLAT: PDB301 573
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	2
Census Block	2015
Census Tract	100101

Owner

6480 South St is owned and occupied by two individuals who bought it in July 2021.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6480 SOUTH ST, GLOUCESTER, VA 23061-5197
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jun 8, 2018	Special Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2021 · Amount on File
Deed Sale	Jul 1, 2021 · Amount on File
Prior Sale	Jun 8, 2018 · Amount on File
Deed Document Number	20214703
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jul 1, 2021
Property Address	6480 SOUTH ST, GLOUCESTER, VA 23061-5197
Document Number	0210004703
Instrument Date	Jun 10, 2021
Instrument	210004703
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	UNKNOWN, THE CLOSING SHOP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6480 SOUTH ST, GLOUCESTER, VA 23061-5197

Mortgage

Document Number	0210004704
Date	Jul 1, 2021
Instrument	210004704

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jun 8, 2018
Property Address	6480 SOUTH ST, GLOUCESTER, VA 23061-5197
Document Number	0180002475
Instrument Date	Apr 20, 2018
Instrument	180002475
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6480 SOUTH ST, GLOUCESTER, VA 23061-5197

Mortgage

Document Number	0180002476
Date	Jun 8, 2018
Instrument	180002476

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 6480 South St was $2,149, up 11.1% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,149.00 (+11.06%)	$362,430 (+16.82%) Land $77,370 Building $285,060	$362,430 (+16.82%) Land $77,370 Building $285,060
2025	$1,935.00 (+5.22%)	$310,240 (-) Land $73,370 Building $236,870	$310,240 (-) Land $73,370 Building $236,870
2024	$1,839.00	$310,240 (-) Land $73,370 Building $236,870	$310,240 (-) Land $73,370 Building $236,870
2023	$1,839.00 (-2.08%)	$310,240 (+21.42%) Land $73,370 Building $236,870	$310,240 (+21.42%) Land $73,370 Building $236,870
2022	$1,878.00	$255,520 Land $75,430 Building $180,090	$255,520 Land $75,430 Building $180,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6480 South St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6480 South St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on South St

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