6480 SE Lake Circle Dr, Stuart, FL 34997 Property Records

Martin County property record for 6480 SE Lake Circle Dr, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 1970
Lot Size	0.215 acres (9,365 sqft)
Owner	Individual Name on Record
Last Sale	$187,000 (Oct 2016)
Tax Bill	$2,339 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-38-41-008-000-0023.0-2-0000`

Property Details

APN / Parcel Number

Primary APN	`55-38-41-008-000-0023.0-2-0000`
Alternative APNs	`55-38-41-008-000-00230-2` `44482`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,632 sqft Living Area
Gross Area	1,926 sqft
1st Floor Area	1,632 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1980
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,365 sqft (0.215 acres)
Porch	Screened Concrete Masonry Porch
Porch Area	438 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	44482
Street Address	6480 SE LAKE CIRCLE DR
City	STUART
State	FL
Zip	34997-6334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3A
Legal Description	LAKE HAVEN LOT 23
Legal Range	41E
Legal Township	38S
Legal Section	55
Legal Subdivision	LAKE HAVEN
Legal Block	1
Legal Lot Number	23
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1002
Census Tract	1106

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6480 SE LAKE CIRCLE DR, STUART, FL 34997-6334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2016 · Amount on Record
Deed Sale	Oct 24, 2016 · Amount on Record
Prior Sale	Aug 6, 1997 · Amount on Record
Deed Document Number	20162601803
Deed Book / Page	2886 / 747
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	6480 SE LAKE CIRCLE DR, STUART, FL 34997-6334
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6480 SE LAKE CIRCLE DR, STUART, FL 34997-6334

Mortgage

Document Number	0031521505
Date	Aug 24, 2020
Book Page	3152/1505
Instrument	2833622

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	315 Months
Due	Nov 1, 2046

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,339.00 Additional exemption filed	$161,016 (+5.99%)	$252,530 (+8.4%) Land $115,000 Building $137,530
2024	$2,339.00 (+2.95%)
2023	$2,272.00 (+4.17%) Additional exemption filed	$151,922 (+3%)	$232,970 (+23.85%) Land $110,000 Building $122,970
2022	$2,181.00 Homeowner's exemption	$147,498	$188,100 Land $97,850 Building $90,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20