6480 School St, Finlayson, MN 55735 Property Records

Pine County property record for 6480 School St, Finlayson, MN 55735

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,260 sqft · built 1963
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on Record
Last Sale	$115,909 (Apr 2020)
Tax Bill	$1,540 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38.5020.000`

Property Details

APN / Parcel Number

Primary APN	`38.5020.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
Gross Area	1,404 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Galvanized Metal
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 10 ft wide
Garage Area	996 sqft
Driveway	Driveway
Parking Spaces	4 Parking Spaces
Deck Area	144 sqft
Lean-To	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6480 SCHOOL ST
City	FINLAYSON
State	MN
Zip	55735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-19 TWP-043 RANGE-020 TOWNSITE OF FINLAYSON LOTS 8 & 9 BLK 4 MICRO #412070-071,536152-153, 552341 BLK 4 MICRO
Legal Range	020
Legal Township	043
Legal Section	19
Legal Subdivision	TOWNSITE OF FINLAYSON
Legal Block	4
Legal Lot Number	8-9
Jurisdiction	PINE MN
Township / Civil Division	FINLAYSON
Census Block Group	2
Census Block	2053
Census Tract	950300

Owner

Source: Pine County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6480 SCHOOL ST, FINLAYSON, MN 55735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2020 · Amount on Record
Deed Sale	Apr 2, 2020 · Amount on Record
Deed Document Number	2020552341
Record Updated	Sep 20, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINE MN
Recording Date	Apr 2, 2020
Property Address	6480 SCHOOL ST, FINLAYSON, MN 55735
Document Number	0000552341
Instrument Date	Mar 18, 2020
Instrument	552341
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	CAMBRIA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$382.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6480 SCHOOL ST, FINLAYSON, MN 55735

Mortgage

Document Number	0000552342
Date	Apr 2, 2020
Instrument	552342

Lender

Name	CAMBRIA FINANCIAL GROUP LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Pine County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Pine County
Municipality	Finlayson City
Unified School District	Hinckley-Finlayson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,300 (+7.45%) Land $31,000 Building $162,300	$193,300 (+7.45%) Land $31,000 Building $162,300
2025	$1,540.00 (+5.48%) Homeowner's exemption	$179,900 (+5.7%) Land $25,000 Building $154,900	$179,900 (+5.7%) Land $25,000 Building $154,900
2023	$1,460.00 Homeowner's exemption	$170,200 Land $30,000 Building $140,200	$170,200 Land $30,000 Building $140,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2016–2023)
Most Recent Claim	Apr 2023 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Finlayson serves 315 people · EPA ID MN1580002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20

May also be available: GigFire.

Cell Coverage

5G (outdoors only) and 4G LTE

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