6480 Annapolis St, Cocoa, FL 32927 Property Records

Brevard County property record for 6480 Annapolis St, Cocoa, FL 32927

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,321 sqft · built 1997
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$324,000 (Sep 2025)
Tax Bill	$2,064 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23-35-21-JX-204-23`

Property Details

APN / Parcel Number

Primary APN	`23-35-21-JX-204-23`
Alternative APNs	`23-35-21-JX-00204.0-0023.00` `2306816`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,321 sqft Living Area
Gross Area	2,076 sqft
1st Floor Area	1,321 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	125 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	440 sqft
Porch	Florida Room
Porch Area	315 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2306816
Street Address	6480 ANNAPOLIS ST
City	COCOA
State	FL
Zip	32927-4248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1-9
Legal Description	PORT ST JOHN UNIT 6 LOT 23 BLK 204
Legal Range	35E
Legal Township	23S
Legal Section	21
Legal Subdivision	PORT ST JOHN UNIT 6
Legal Block	204
Legal Lot Number	23
Legal Unit	6
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	1
Census Block	1007
Census Tract	71203

Owner

6480 Annapolis St is owned and occupied by an individual who bought it in September 2025.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	6480 ANNAPOLIS ST, COCOA, FL 32927-4248
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC
Feb 7, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage LIBERTY HOME MORTGAGE CORP
Oct 29, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Nov 19, 2018	Warranty Deed, Transfer · ARM ANGEL OAK MORTGAGE SOLUTIONS LLC
Jun 19, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2025 · Amount on File
Deed Sale	Sep 24, 2025 · Amount on File
Prior Sale	Nov 19, 2018 · Amount on File
Deed Document Number	2025191529
Deed Book / Page	10438 / 95
Prior Transfer Date	Jan 23, 2022
Prior Transfer Doc	0094070597
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Sep 24, 2025
Property Address	6480 ANNAPOLIS ST, COCOA, FL 32927-4248
Document Number	0104380095
Book / Page	10438 / 95
Map Reference	MB 23 PG 53
Instrument Date	Sep 22, 2025
Instrument	2025191529
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,268.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6285 SYCAMORE DR, MONTGOMERY, AL 36117-4537

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6480 ANNAPOLIS ST, COCOA, FL 32927-4248

Mortgage

Document Number	0001043897
Date	Sep 24, 2025
Instrument	10438/97

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Mortgage

Document Number	0104380112
Date	Sep 24, 2025
Book Page	10438/112
Instrument	2025191531

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	TITUSVILLE, FL 32780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREVARD FL
Recording Date	Feb 7, 2022
Property Address	6480 ANNAPOLIS ST, COCOA, FL 32927-4248
Document Number	0094070597
Book / Page	9407 / 597
Map Reference	MB 23 PG 53-59
Instrument Date	Jan 28, 2022
Instrument	2022030431
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	BCHH INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6480 ANNAPOLIS ST, COCOA, FL 32927-4248

Mortgage

Document Number	0009407599
Date	Feb 7, 2022
Instrument	9407/599

Lender

Name	LIBERTY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 29, 2019
Property Address	6480 ANNAPOLIS ST, COCOA, FL 32927-4248
Document Number	0085742634
Book / Page	008574 / 002634
Instrument Date	Oct 7, 2019
Instrument	236036
Transaction Type	Transfer
Record Updated	Dec 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6480 ANNAPOLIS ST COCOA FL 329274248, COCOA, FL 32927-4248

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Nov 19, 2018
Property Address	6480 ANNAPOLIS ST, COCOA, FL 32927-4248
Document Number	0083110754
Book / Page	8311 / 0754
Map Reference	MB 23 PG 53-59
Instrument Date	Oct 30, 2018
Instrument	2018257746
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	ATYPICAL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,375.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4473 COQUINA RIDGE DR, 4473, MELBOURNE, FL 32935-4804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6480 ANNAPOLIS ST, COCOA, FL 32927-4248

Mortgage

Document Number	2018257747
Date	Nov 19, 2018
Instrument	2018257747

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	8.26%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	6.26%
Max Rate At Change	10.2%
Index	1-Year LIBOR
Margin	5
Max Rate	13.2%

June 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BREVARD FL
Recording Date	Jun 19, 2018
Property Address	6480 ANNAPOLIS ST, COCOA, FL 32927-4248
Document Number	0081922720
Book / Page	008192 / 002720
Instrument Date	Jun 6, 2018
Instrument	137745
Transaction Type	Foreclosure
Record Updated	Jul 6, 2018

Transaction

Amount	Amount on Record
Tax	$835.80
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6480 ANNAPOLIS ST COCOA FL 329274248, COCOA, FL 32927-4248

Tax Assessment & Valuation

The 2025 property tax bill for 6480 Annapolis St was $2,064, up 7.9% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,070 (+73.94%)	$259,070 (+1.05%)
2025	$2,064.00 (+7.95%) Homeowner's exemption	$148,940 (+2.89%)	$256,390 (-0.9%)
2024	$1,912.00 (+2.03%) Homeowner's exemption	$144,750 (+3%)	$258,720 (+9.14%) Land $60,000 Building $198,720
2023	$1,874.00 (+7.95%) Homeowner's exemption	$140,540 (+3.83%)	$237,050 (+4.47%) Land $60,000 Building $177,050
2022	$1,736.00 Homeowner's exemption	$135,360	$226,910 Land $46,000 Building $180,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6480 Annapolis St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6480 Annapolis St is very high, ranking above 90% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 84% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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