Lake County property record for 648 Winogene Ave, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,144 sqft · built 1960 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $214,900 (Aug 2021) |
| Tax Bill | $2,704 (2024) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Aug 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-18-26-0600-009-01800 |
| Primary APN | 12-18-26-0600-009-01800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Gross Area | 1,408 sqft |
| 1st Floor Area | 1,144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 120 ft deep x 125 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 155 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1201578 |
|---|---|
| Street Address | 648 WINOGENE AVE |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | UMATILLA NORTH UMATILLA LOTS 18 19 N 1/2 OF LOT 20 BLK 9 PB 6 PGS 35-37 ORB 5777 PG 2499 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 12 |
| Legal Subdivision | NORTH UMATILLA |
| Legal Tract | 0600 |
| Legal Block | 9 |
| Legal Lot Number | 18 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 30110 |
Source: Lake County records, as of November 26, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 648 WINOGENE AVE, UMATILLA, FL 32784-9003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage CHRISTENSEN FINANCIAL INC |
| Aug 24, 2021 | Correction Deed FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Dec 8, 2020 | Warranty Deed, Transfer NONA TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2021 · Amount on Record |
| Deed Sale | Aug 24, 2021 · Amount on Record |
| Prior Sale | Dec 8, 2020 · Amount on Record |
| Deed Document Number | 2021115818 |
| Deed Book / Page | 5777 / 2499 |
| Prior Transfer Date | Aug 5, 2021 |
| Prior Transfer Doc | 0057772497 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Aug 24, 2021 |
| Property Address | 648 WINOGENE AVE, UMATILLA, FL 32784-9003 |
| Document Number | 0057772499 |
| Book / Page | 5777 / 2499 |
| Map Reference | MB 6 PG 35-37 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 2021115818 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | FIRST INTERNATIONAL TTL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,504.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | SENDEROS ESTATE #7, PR |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 648 WINOGENE AVE, UMATILLA, FL 32784-9003 |
| Document Number | 0057780001 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 5778/1 |
| Instrument | 2021115819 |
| Name | CHRISTENSEN FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Aug 24, 2021 |
| Property Address | 648 WINOGENE AVE, UMATILLA, FL 32784-9003 |
| Document Number | 0057772497 |
| Book / Page | 5777 / 2497 |
| Map Reference | MB 8 PG 75 |
| Instrument Date | Aug 5, 2021 |
| Instrument | 2021115817 |
| Record Updated | May 18, 2023 |
| Title Company | FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 2901 W STATE ROAD 434, LONGWOOD, FL 32779-4883 |
| Name | Verified Name |
|---|---|
| Address | 648 WINOGENE AVE, UMATILLA, FL 32784-9003 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Dec 8, 2020 |
| Property Address | 648 WINOGENE AVE, UMATILLA, FL 32784-9003 |
| Document Number | 0055962416 |
| Book / Page | 005596 / 002416 |
| Instrument Date | Dec 1, 2020 |
| Instrument | 138153 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2020 |
| Title Company | NONA TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $645.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 648 WINOGENE AVE UMATILLA FL 327849003, UMATILLA, FL 32784-9003 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Umatilla City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $177,760 (+2.9%) | $236,992 (-) Land $109,375 Building $127,617 | |
| 2025 | $172,750 (+5.98%) Land $109,375 Building $63,375 | $236,992 (+26.17%) Land $109,375 Building $127,617 | |
| 2024 | $2,704.00 (+4.44%) | ||
| 2023 | $2,589.00 (+4.61%) Homeowner's exemption | $163,000 (+3%) | $187,840 (+18.69%) Land $65,625 Building $122,215 |
| 2022 | $2,475.00 Homeowner's exemption | $158,259 | $158,259 Land $48,125 Building $110,134 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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