648 Willow Dr, Oak Point (Little Elm), TX 75068 Property Records

Denton County property record for 648 Willow Dr, Oak Point, TX 75068

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,638 sqft · built 2017
Lot Size	0.188 acres (8,189 sqft)
Owner	2 Individual Names on File
Last Sale	$304,500 (Sep 2017)
Tax Bill	$8,772 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R672421`

Property Details

APN / Parcel Number

Primary APN	`R672421`
Alternative APNs	`SN2172A-000000P-0000-0013-0000` `973929`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,638 sqft Living Area
Gross Area	3,306 sqft
1st Floor Area	2,013 sqft
2nd Floor Area	626 sqft
Bonus Room	Bonus Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,189 sqft (0.188 acres)
Garage Type	Attached
Garage Area	668 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	310 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	648 WILLOW DR
City	LITTLE ELM
State	TX
Zip	75068-5720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODRIDGE ESTATES PHASE THREE BLK P LOT 13
Legal Subdivision	WOODRIDGE ESTATES PHASE THREE
Legal Block	P
Legal Lot Number	13
Jurisdiction	DENTON TX
Township / Civil Division	PILOT POINT-AUBREY
Census Block Group	3
Census Block	3000
Census Tract	20115

Owner

648 Willow Dr is owned and occupied by two individuals who bought it in September 2017.

Source: Denton County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	648 WILLOW DR, LITTLE ELM, TX 75068-5720
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC
Jan 14, 2020	Deed of Trust, Mortgage · FHA Mortgage EFINITY FINANCIAL INC
Sep 26, 2017	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage GEORGETOWN MORTGAGE INC
Jan 30, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2017 · Amount on File
Deed Sale	Sep 26, 2017 · Amount on File
Prior Sale	Jan 30, 2017
Deed Document Number	2017118896
Prior Transfer Date	Sep 25, 2017
Prior Transfer Doc	0000118896
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	648 WILLOW DR, OAK POINT, TX 75068-5720
Transaction Type	Mortgage
Record Updated	Nov 8, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000198152
Date	Oct 28, 2021
Instrument	2021-198152

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85225

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	648 WILLOW DR, OAK POINT, TX 75068-5720
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005359
Date	Jan 14, 2020
Instrument	2020-005359

Lender

Name	EFINITY FINANCIAL INC
Type	Mortgage Company
Address	BEDFORD, TX 76021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

September 2017: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Sep 26, 2017
Property Address	648 WILLOW DR, OAK POINT, TX 75068-5720
Document Number	0000118896
Map Reference	FILE 2015-337
Instrument Date	Sep 25, 2017
Instrument	2017-118896
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 WILLOW DR, LITTLE ELM, TX 75068-5720

Mortgage

Document Number	0000118897
Date	Sep 26, 2017
Instrument	2017-118897

Lender

Name	GEORGETOWN MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DENTON TX
Recording Date	Jan 30, 2017
Property Address	648 WILLOW DR, OAK POINT, TX 75068-5720
Document Number	0000011130
Instrument Date	Jan 26, 2017
Instrument	11130
Transaction Type	Transfer
Record Updated	Feb 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	4306 MILLER RD ROWLETT TX 750888035, ROWLETT, TX 75088-8035

Tax Assessment & Valuation

The 2025 property tax bill for 648 Willow Dr was $8,772 with a homeowner's exemption.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Oak Point City
Unified School District	Little Elm Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$437,455 Land $110,555 Building $326,900	$437,455 Land $110,555 Building $326,900
2025	$8,772.00
2023	$7,805.00 (-8.6%) Homeowner's exemption	$501,848 Land $110,555 Building $391,293	$501,848 Land $110,555 Building $391,293
2022	$8,539.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 648 Willow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 648 Willow Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUSTANG SUD serves 127,911 people · EPA ID TX0610036
Water Source	Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State Inspection	Feb 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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