648 Wareham St, Middleborough, MA 02346 Property Records

Plymouth County and Middleborough Town property record for 648 Wareham St, Middleborough, MA 02346

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	3 bd · 2.5 ba · 2,361 sqft · built 1993
Lot Size	3.66 acres (159,715 sqft)
Owner	Individual Name on File
Last Sale	$650,000 (Aug 2018)
Tax Bill	$7,411 (2026)
Deeds & Mortgages	Nov 2020 Refinance Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`109-1432`

Property Details

APN / Parcel Number

Primary APN	`109-1432`
Alternative APN	`MIDD M:00109 L:1432 U:0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,361 sqft Living Area
Gross Area	5,151 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Cape Cod
Lot Area	159,715 sqft (3.66 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	109-1432
Street Address	648 WAREHAM ST
City	MIDDLEBORO
State	MA
Zip	02346-3715
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	GUX
Legal Lot Number	1432
Jurisdiction	MIDDLEBORO MA
Township / Civil Division	MIDDLEBOROUGH
Census Block Group	2
Census Block	2028
Census Tract	542101

Owner

648 Wareham St, a commercial property, is owned by an individual who bought it in August 2018.

Source: Plymouth County and Middleborough Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	648 WAREHAM ST, MIDDLEBORO, MA 02346-3715
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND TRUST CO
Aug 13, 2018	Quit Claim Deed, Transfer · Conventional Mortgage ROCKLAND TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2018 · Amount on File
Deed Sale	Aug 13, 2018 · Amount on File
Prior Sale	Nov 28, 2005 · Amount on File
Deed Document Number	201865977
Deed Book / Page	50163 / 24
Transfer Doc	0050163-24
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEBORO MA
Property Address	648 WAREHAM ST, MIDDLEBORO, MA 02346-3715
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	53774-234
Date	Nov 6, 2020
Book Page	53774/234
Instrument	109317

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLEBORO MA
Recording Date	Aug 13, 2018
Property Address	648 WAREHAM ST, MIDDLEBORO, MA 02346-3715
Document Number	50163-24
Book / Page	050163 / 000024
Instrument Date	Aug 13, 2018
Instrument	65977
Transaction Type	Transfer
Record Updated	Sep 4, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,964.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 BAY PATH KINGSTON MA 023641201, KINGSTON, MA 02364-1201

Mortgage

Document Number	50163-26
Date	Aug 13, 2018
Book Page	050163/000026
Instrument	65978

Lender

Name	ROCKLAND TR

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 648 Wareham St was $7,411.

Source: Plymouth County and Middleborough Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Middleborough Town
Unified School District	Middleborough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,411.00	$564,900 (-35.59%) Land $129,600 Building $435,300	$672,629 (-9.49%)
2025		$877,000 (+3.48%) Land $227,600 Building $649,400	$743,185
2024		$847,500 (+8.28%) Land $227,600 Building $619,900
2023		$782,700 Land $202,000 Building $580,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 648 Wareham St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 648 Wareham St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLEBOROUGH WATER SUPPLY serves 15,350 people · EPA ID MA4182000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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