648 Villa Dr, Ontario (Mansfield), OH 44906 Property Records

Richland County property record for 648 Villa Dr, Ontario, OH 44906

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,132 sqft · built 1999
Lot Size	0.225 acres (9,803 sqft)
Owner	Individual Name on Record
Last Sale	$84,000 (Mar 2017)
Tax Bill	$1,677 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2019 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`038-60-170-05-089`

Property Details

APN / Parcel Number

Primary APN	`038-60-170-05-089`
Alternative APN	`04032`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,132 sqft Living Area
1st Floor Area	1,132 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Other
Exterior Material	Aluminum Siding
Foundation Type	Slab (Mat/Raft)
Lot Area	9,803 sqft (0.225 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	648 VILLA DR
City	ONTARIO
State	OH
Zip	44906-1122
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 648 & 1/84 INT COMMON AREA
Legal Subdivision	VILLAS OF CONDOMINIUM
Jurisdiction	RICHLAND OH
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2005
Census Tract	2400

Owner

Source: Richland County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	648 VILLA DR, ONTARIO, OH 44906-1122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIRECTIONS CU
Jul 18, 2019	Deed of Trust, Mortgage · Line of Credit MECHANICS BANK
May 20, 2026	Warranty Deed, Transfer · Line of Credit FIRST FEDERAL COMMUNITY BANK /BUCYRUS
May 20, 2026	Warranty Deed, Transfer · Line of Credit FIRST FEDERAL
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIRECTIONS CU
Jul 18, 2019	Deed of Trust, Mortgage · Line of Credit MECHANICS BANK
Mar 13, 2017	Survivorship Deed, Transfer · Line of Credit MECHANICS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2017 · Amount on Record
Deed Sale	Mar 13, 2017 · Amount on Record
Prior Sale	Dec 2, 2004 · Amount on Record
Deed Document Number	20173063
Deed Book / Page	2526 / 489
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	648 VILLA DR, ONTARIO, OH 44906-1122
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002948/16
Date	Nov 8, 2021
Book Page	2948/16
Instrument	202100016000

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	TOLEDO, OH 43604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	648 VILLA DR, ONTARIO, OH 44906-1122
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02714/0369
Date	Jul 18, 2019
Book Page	2714/0369
Instrument	201900007870

Lender

Name	MECHANICS BANK
Type	Bank
Address	MANSFIELD, OH 44902

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	May 20, 2026
Property Address	648 VILLA DR, ONTARIO, OH 44906-1122
Document Number	0000005685
Book / Page	3042 / 3794
Instrument Date	May 15, 2026
Instrument	20265685
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SOLUTIONS

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 VILLA DR, ONTARIO, OH 44906-1122

Mortgage

Document Number	0000005686,
Date	May 20, 2026
Instrument	20265686

Lender

Name	FIRST FEDERAL COMMUNITY BANK /BUCYRUS

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	May 20, 2026
Property Address	648 VILLA DR, ONTARIO, OH 44906-1122
Document Number	03042/3794
Book / Page	3042 / 3794
Instrument Date	May 15, 2026
Instrument	20265685
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SOLUTIONS

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 VILLA DR, ONTARIO, OH 44906-1122

Mortgage

Document Number	0000005686,
Date	May 20, 2026
Instrument	20265686

Lender

Name	FIRST FEDERAL

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	648 VILLA DR, ONTARIO, OH 44906-1122
Transaction Type	Mortgage
Record Updated	Nov 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2948/16
Date	Nov 8, 2021
Book Page	2948/16
Instrument	202100016000

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	TOLEDO, OH 43604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	648 VILLA DR, ONTARIO, OH 44906-1122
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2714/0369
Date	Jul 18, 2019
Book Page	2714/0369
Instrument	201900007870

Lender

Name	MECHANICS BANK
Type	Bank
Address	MANSFIELD, OH 44902

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2017: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	RICHLAND OH
Recording Date	Mar 13, 2017
Property Address	648 VILLA DR, ONTARIO, OH 44906-1122
Document Number	2526/0489
Book / Page	2526 / 0489
Instrument Date	Mar 10, 2017
Instrument	201700003063
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	648 VILLA DR, ONTARIO, OH 44906-1122

Mortgage

Document Number	201700003064
Date	Mar 13, 2017
Instrument	201700003064

Lender

Name	MECHANICS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	162 Months
Due	Sep 20, 2030

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Springfield Township
Municipality	Ontario City
Unified School District	Ontario Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,677.00 (+0.06%)	$44,810 (-) Land $5,390 Building $39,420
2024	$1,676.00 (-5.63%) Homeowner's exemption	$44,810 (-) Land $5,390 Building $39,420
2023	$1,776.00 (+40.4%) Homeowner's exemption	$44,810 (+46.39%) Land $5,390 Building $39,420	$128,030 (+46.37%) Land $15,400 Building $112,630
2022	$1,265.00 Homeowner's exemption	$30,610 Land $4,130 Building $26,480
2020			$87,470 Land $11,800 Building $75,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO CITY serves 6,756 people · EPA ID OH7003512
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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