Frederick County property record for 648 Tivoli Rd, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,728 sqft · built 2010 |
| Lot Size | 0.029 acres (1,280 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $377,000 (Dec 2025) |
| Tax Bill | $5,060 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-464055 |
| Primary APN | 02-464055 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,728 sqft Total Area |
| Year Built | Built 2010 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,280 sqft (0.029 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 464055 |
|---|---|
| Street Address | 648 TIVOLI RD |
| City | FREDERICK |
| State | MD |
| Zip | 21703-4528 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 122 PL 7 PH III & IV 1,280 SQ FT BALLENGER CREEK CNT PND |
| Legal Subdivision | BALLENGER CREEK |
| Legal Phase | 3 |
| Legal Lot Number | 122 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 751003 |
Source: Frederick County records, as of January 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 648 TIVOLI RD, FREDERICK, MD 21703-4528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2025 · Amount on Record |
| Deed Sale | Dec 22, 2025 · Amount on Record |
| Prior Sale | Jun 24, 2011 · Amount on Record |
| Deed Document Number | 0017654240 |
| Deed Book / Page | 17654 / 240 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 22, 2025 |
| Property Address | 648 TIVOLI RD, FREDERICK, MD 21703-4528 |
| Document Number | 0176540240 |
| Book / Page | 17654 / 240 |
| Map Reference | MB 87 PG 22&23 |
| Instrument Date | Dec 1, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2026 |
| Title Company | APEX SETTLEMENT CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,885.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 648 TIVOLI RD, FREDERICK, MD 21703-4528 |
| Document Number | 0017654247 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 17654/247 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 648 TIVOLI RD, FREDERICK, MD 21703-4528 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0137010040 |
|---|---|
| Date | May 1, 2020 |
| Book Page | 13701/40 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 162 Months |
| Due | Nov 17, 2033 |
Source: Frederick County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,060.00 (+12.2%) Homeowner's exemption | $303,000 (+18.02%) Land $90,000 Building $213,000 | $303,000 (-) Land $90,000 Building $213,000 |
| 2023 | $4,510.00 Homeowner's exemption | $256,733 | $303,000 Land $90,000 Building $213,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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