648 Tharpe Rd, Warner Robins, GA 31088 Property Records

Houston County property record for 648 Tharpe Rd, Warner Robins, GA 31088

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,860 sqft · built 1969
Lot Size	14.7 acres (640,332 sqft)
Owner	2 Individual Names on File
Last Sale	$238,000 (Feb 2026)
Tax Bill	$2,645 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2025 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-25B`

Property Details

APN / Parcel Number

Primary APN	`49-25B`
Alternative APNs	`000490 25B000` `28642`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,860 sqft Heated Area
1st Floor Area	1,860 sqft
Upper Floors Area	896 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1980
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	640,332 sqft (14.7 acres)
Garage Area	462 sqft
Porch	Slab
Porch Area	355 sqft
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	28642
Street Address	648 THARPE RD
City	WARNER ROBINS
State	GA
Zip	31088-6515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	14.70 ACRES TRACT B-1A B-2A LL 90 & 91 5TH
Legal Tract	B
Jurisdiction	HOUSTON GA
Township / Civil Division	WARNER ROBINS
Census Block Group	2
Census Block	2011
Census Tract	21122

Owner

648 Tharpe Rd is owned and occupied by two individuals who bought it in February 2026.

Source: Houston County records, as of April 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	648 THARPE RD, WARNER ROBINS, GA 31088-6515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC
Nov 20, 2025	Limited Warranty Deed, Transfer · Line of Credit ROBINS FINANCIAL CU
Mar 22, 2018	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2026 · Amount on File
Deed Sale	Feb 4, 2026 · Amount on File
Prior Sale	Nov 20, 2025 · Amount on File
Deed Document Number	2026
Deed Book / Page	10785 / 724
Prior Transfer Date	Aug 13, 2019
Prior Transfer Doc	0082860256
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	648 THARPE RD, WARNER ROBINS, GA 31088-6515
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	350 SOMERSET DR, WARNER ROBINS, GA 31088-8115

Mortgage

Document Number	0107850726
Date	Feb 4, 2026
Book Page	10785/726

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Lending Institution
Address	BATON ROUGE, LA 70809

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

November 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HOUSTON GA
Recording Date	Nov 20, 2025
Property Address	648 THARPE RD, WARNER ROBINS, GA 31088-6515
Document Number	0107480444
Book / Page	10748 / 444
Map Reference	MB 24 PG 63
Instrument Date	Nov 19, 2025
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010757637
Date	Nov 20, 2025
Instrument	10757/637

Lender

Name	ROBINS FINANCIAL CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Dec 4, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOUSTON GA
Recording Date	Mar 22, 2018
Property Address	648 THARPE RD, WARNER ROBINS, GA 31088-6515
Document Number	0077940311
Book / Page	007794 / 000311
Instrument Date	Mar 20, 2018
Transaction Type	Transfer
Record Updated	Apr 12, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 THARPE RD WARNER ROBINS GA 310886515, WARNER ROBINS, GA 31088-6515

Tax Assessment & Valuation

The 2025 property tax bill for 648 Tharpe Rd was $2,645 with exemptions applied, down 20.6% from the year before.

Source: Houston County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Houston County
Unified School District	Houston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,645.00 (-20.57%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$130,160 (-12.24%) Land $110,640 Building $19,520	$325,400 (-12.24%) Land $276,600 Building $48,800
2024	$3,330.00 (+212.38%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$148,320 (+178.8%) Land $100,280 Building $48,040	$370,800 (+178.8%) Land $250,700 Building $120,100
2023	$1,066.00 (-2.65%)	$53,200 (+17.39%) Land $13,240 Building $39,960	$133,000 (+17.39%) Land $33,100 Building $99,900
2022	$1,095.00	$45,320 Land $13,240 Building $32,080	$113,300 Land $33,100 Building $80,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 648 Tharpe Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective April 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Sep 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 648 Tharpe Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOUSTON COUNTY-FEAGIN MILL serves 92,971 people · EPA ID GA1530021
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Sparklight.

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