648 Talbert Ave, Simi Valley, CA 93065 Property Records

Ventura County property record for 648 Talbert Ave, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,244 sqft · built 1964
Lot Size	0.175 acres (7,600 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Dec 2012)
Tax Bill	$5,286 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`634-0-102-365`

Property Details

APN / Parcel Number

Primary APN	`634-0-102-365`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,244 sqft Living Area
1st Floor Area	1,244 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Block
Construction Type	Frame
Lot Area	7,600 sqft (0.175 acres)
Lot Dimensions	102 ft deep x 67 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Patio Area	128 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	648 TALBERT AVE
City	SIMI VALLEY
State	CA
Zip	93065-5254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-4
Legal Description	TRACT: 159602 LOT: 59 REF: 041MR 037
Legal Subdivision	1596-2
Legal Tract	159602
Legal Block	102
Legal Lot Number	59
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	3
Census Block	3000
Census Tract	7506

Owner

648 Talbert Ave is owned and occupied by two individuals who bought it in December 2012.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	648 TALBERT AVE, SIMI VALLEY, CA 93065-5254
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 14, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2012 · Amount on File
Deed Sale	Dec 7, 2012 · Amount on File
Prior Sale	Apr 24, 2012 · Amount on File
Deed Document Number	2012219531
Prior Transfer Date	Aug 11, 2000
Prior Transfer Doc	0000140575
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	648 TALBERT AVE, SIMI VALLEY, CA 93065-5254
Transaction Type	Mortgage
Record Updated	Mar 4, 2022
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 TALBERT AVE, SIMI VALLEY, CA 93065-5254

Mortgage

Document Number	2021000078977
Date	Nov 30, 2021
Instrument	2021000078977

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	648 TALBERT AVE, SIMI VALLEY, CA 93065-5254
Transaction Type	Mortgage
Record Updated	Jun 15, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 TALBERT AVE, SIMI VALLEY, CA 93065-5254

Mortgage

Document Number	0000108973
Date	Jun 2, 2021
Instrument	20210602-00108973

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	ALSEY, IL 62610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	648 TALBERT AVE, SIMI VALLEY, CA 93065-5254
Document Number	0000066906
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	648 TALBERT AVE SIMI VALLEY CA 930655254, SIMI VALLEY, CA 93065-5254

Mortgage

Document Number	0000066906
Date	May 14, 2020
Instrument	66906

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 13, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	648 TALBERT AVE, SIMI VALLEY, CA 93065-5254
Document Number	0000047807
Instrument Date	Apr 14, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 TALBERT AVE SIMI VALLEY CA 930655254, SIMI VALLEY, CA 93065-5254

Mortgage

Document Number	0000047807
Date	Apr 26, 2018
Instrument	47807

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 648 Talbert Ave was $5,286 with a homeowner's exemption, up 1.2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Simi Valley City
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$427,043 (+2%) Land $213,523 Building $213,520
2025	$5,286.00 (+1.19%) Homeowner's exemption	$418,670 Land $209,336 Building $209,334
2024	$5,224.00 (+6.4%)
2023	$4,910.00 (+0.57%) Homeowner's exemption	$402,413 Land $201,207 Building $201,206
2022	$4,882.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 648 Talbert Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 648 Talbert Ave is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - SIMI VALLEY private · serves 45,086 people · EPA ID CA5610059
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jul 2022
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Rocket Broadband, Verizon.

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