Palm Beach County property record for 648 SW 3rd St, Boca Raton, FL 33486
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,928 sqft · built 1962 |
| Lot Size | 0.215 acres (9,348 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $408 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Oct 2023 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 06-43-47-30-09-006-0040 |
| Primary APN | 06-43-47-30-09-006-0040 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,928 sqft Living Area |
| Gross Area | 2,502 sqft |
| 1st Floor Area | 1,928 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,348 sqft (0.215 acres) |
| Lot Dimensions | 110 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 464 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 496 sqft |
| Patio Area | 500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 648 SW 3RD ST |
|---|---|
| City | BOCA RATON |
| State | FL |
| Zip | 33486-4606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-D |
| Legal Description | ROYAL OAK HILLS 1ST SEC LT 4 BLK 6 |
| Legal Range | 43E |
| Legal Township | 47S |
| Legal Section | 30 |
| Legal Subdivision | ROYAL OAK HILLS 1ST |
| Legal Block | 6 |
| Legal Lot Number | 4 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | BOCA RATON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 7604 |
Source: Palm Beach County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 648 SW 3RD ST, BOCA RATON, FL 33486-4606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2026 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Oct 17, 2023 | Deed of Trust, Mortgage · VA Mortgage AMERANT MORTGAGE LLC |
| May 20, 2020 | Intrafamily Transfer, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jan 8, 2018 | Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BK |
| Mar 15, 2017 | Warranty Deed, Transfer · VA Mortgage K & B CAP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2020 |
| Deed Sale | May 20, 2020 |
| Prior Sale | Mar 15, 2017 · Amount on Record |
| Deed Document Number | 2020174047 |
| Deed Book / Page | 31439 / 126 |
| Prior Transfer Date | May 8, 2020 |
| Prior Transfer Doc | 0314390126 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 648 SW 3RD ST, BOCA RATON, FL 33486-4606 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 648 SW 3RD ST, BOCA RATON, FL 33486-4606 |
| Document Number | 0362690087 |
|---|---|
| Date | Jan 23, 2026 |
| Book Page | 36269/87 |
| Instrument | 20260026029 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 648 SW 3RD ST, BOCA RATON, FL 33486-4606 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 648 SW 3RD ST, BOCA RATON, FL 33486-4606 |
| Document Number | 0346151475 |
|---|---|
| Date | Oct 17, 2023 |
| Book Page | 34615/1475 |
| Instrument | 20230353915 |
| Name | AMERANT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33134 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | May 20, 2020 |
| Property Address | 648 SW 3RD ST, BOCA RATON, FL 33486-4606 |
| Document Number | 0314390126 |
| Book / Page | 31439 / 126 |
| Map Reference | MB 26 PG 218 |
| Instrument Date | May 8, 2020 |
| Instrument | 20200174047 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 648 SW 3RD ST, BOCA RATON, FL 33486-4606 |
| Document Number | 0031439128 |
|---|---|
| Date | May 20, 2020 |
| Instrument | 31439/128 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 648 SW 3RD ST, BOCA RATON, FL 33486-4606 |
| Document Number | 0295971458 |
| Book / Page | 029597 / 001458 |
| Instrument Date | Jan 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 648 SW 3RD ST BOCA RATON FL 334864606, BOCA RATON, FL 33486-4606 |
| Document Number | 0295971458 |
|---|---|
| Date | Jan 19, 2018 |
| Book Page | 029597/001458 |
| Instrument | 24469 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098-2639 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 18, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Mar 15, 2017 |
| Property Address | 648 SW 3RD ST, BOCA RATON, FL 33486-4606 |
| Document Number | 0289510815 |
| Book / Page | 028951 / 000815 |
| Instrument Date | Mar 8, 2017 |
| Instrument | 91194 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2017 |
| Title Company | TITLE PARTNERS/SO FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,010.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 648 SW 3RD ST BOCA RATON FL 334864606, BOCA RATON, FL 33486-4606 |
| Document Number | 289510816 |
|---|---|
| Date | Mar 15, 2017 |
| Book Page | 028951/000816 |
| Instrument | 91195 |
| Name | K & B CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | BOCA RATON, FL 33432 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 14, 2047 |
Source: Palm Beach County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Boca Raton City |
| County | Palm Beach County |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $408.00 (-93.85%) Homeowner's exemption | $433,017 (+8.19%) | $667,323 (-9.06%) Land $325,553 Building $341,770 |
| 2024 | $6,633.00 (+2.39%) | ||
| 2023 | $6,478.00 (+1.08%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $400,245 (+3%) | $733,844 (+38.67%) Land $331,315 Building $402,529 |
| 2022 | $6,409.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $388,587 | $529,185 Land $261,924 Building $267,261 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 147 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 147 in force |
| Nearby Flood Claims | 11 (1979–2025) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOCA RATON WTP serves 130,000 people · EPA ID FL4500130 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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