648 Summertree Ln, Santa Rosa, CA 95403 Property Records

Sonoma County property record for 648 Summertree Ln, Santa Rosa, CA 95403

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,362 sqft · built 1986
Lot Size0.201 acres (8,750 sqft)
OwnerTrust Name on File
Last Sale$360,000 (Feb 2005)
Tax Bill$5,464 (2025)
Deeds & MortgagesApr 2021 Mortgage
Apr 2017 Transfer
Flood ZoneZone X (minimal risk)
APN059-330-024-000

Property Details

APN / Parcel Number

Primary APN059-330-024-000
Alternative APN
  • 059-330-024

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,362 sqft Living Area
1st Floor Area1,362 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleL-Shape
Construction TypeWood
Lot Area8,750 sqft (0.201 acres)
Garage Area440 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Old Parcel Number059-330-024
Street Address648 SUMMERTREE LN
CitySANTA ROSA
StateCA
Zip95403-1291
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15UA
Legal DescriptionLARKFIELD MEADOWS SUB LOT 24
Legal SubdivisionMEADOWS SUB
Legal Block5
Legal Lot Number24
JurisdictionSONOMA CA
Township / Civil DivisionSANTA ROSA
Census Block Group5
Census Block5012
Census Tract152701

Owner

648 Summertree Ln is owner-occupied and held in a trust since February 2005.

Source: Sonoma County records, as of September 1, 2026

Owner of RecordTrust Name on File
Mailing Address648 SUMMERTREE LN, SANTA ROSA, CA 95403-1291
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
METRO FINANCIAL SERVICES INC
Apr 21, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 15, 2005 · Amount on File
Deed SaleFeb 15, 2005 · Amount on File
Prior SaleFeb 9, 1990 · Amount on File
Deed Document Number200519557
Prior Transfer DateMay 2, 2000
Prior Transfer Doc0000044861
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address648 SUMMERTREE LN, SANTA ROSA, CA 95403-1291
Transaction TypeMortgage
Record UpdatedMay 14, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address648 SUMMERTREE LN, SANTA ROSA, CA 95403-1291

Mortgage

Document Number0000051261
DateApr 26, 2021
Instrument2021051261
Lender
NameMETRO FINANCIAL SERVICES INC
TypeNon-Lending Institution
AddressSACRAMENTO, CA 95827
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueMay 1, 2031

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSONOMA CA
Recording DateApr 21, 2017
Property Address648 SUMMERTREE LN, SANTA ROSA, CA 95403-1291
Document Number0000030924
Instrument DateApr 20, 2017
Instrument30924
Transaction TypeTransfer
Record UpdatedMay 9, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address648 SUMMERTREE LN SANTA ROSA CA 954031291, SANTA ROSA, CA 95403-1291

Tax Assessment & Valuation

The 2025 property tax bill for 648 Summertree Ln was $5,464 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
Elementary School DistrictMark West Union Elementary School District (KG - 06)
Secondary School DistrictSanta Rosa High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$350,898 (+2%) Land $140,733 Building $210,165
2025$5,464.00 Homeowner's exemption$344,019 Land $137,974 Building $206,045
2023$5,107.00 (+5.3%) Homeowner's exemption$330,662 Land $132,617 Building $198,045
2022$4,850.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 648 Summertree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 648 Summertree Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALIFORNIA-AMERICAN LARKFIELD (PUC)
private · serves 7,911 people · EPA ID CA4910023
Water SourceGroundwater
Last State InspectionMar 2026
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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