Middlesex County and Arlington Town property record for 648 Summer St, Arlington, MA 02474
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,546 sqft · built 1940 |
| Lot Size | 0.267 acres (11,639 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $25,000 (Jan 2021) |
| Tax Bill | $12,996 (2025) |
| Deeds & Mortgages | Oct 2020 Refinance Jan 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70078 |
| Primary APN | 70078 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,546 sqft Living Area |
| Gross Area | 4,228 sqft |
| Basement Area | 1,600 sqft |
| Unfinished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,639 sqft (0.267 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 70078 |
|---|---|
| Street Address | 648 SUMMER ST |
| City | ARLINGTON |
| State | MA |
| Zip | 02474-2406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | ARLINGTON |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | ARLINGTON MA |
| Township / Civil Division | ARLINGTON |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 356500 |
Source: Middlesex County and Arlington Town records · APN 70078
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 648 SUMMER ST, ARLINGTON, MA 02474-2406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP. |
| Jan 14, 2021 | Quit Claim Deed, Transfer |
| May 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LEND USA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 14, 2021 · Amount on Record |
| Deed Sale | Jan 14, 2021 · Amount on Record |
| Prior Sale | Jul 24, 2013 · Amount on Record |
| Deed Book / Page | 76694 / 394 |
| Transfer Doc | 44789-41 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARLINGTON MA |
| Property Address | 648 SUMMER ST, ARLINGTON, MA 02474-2406 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75891-156 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 75891/156 |
| Instrument | 187293 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ARLINGTON MA |
| Recording Date | Jan 14, 2021 |
| Property Address | 648 SUMMER ST, ARLINGTON, MA 02474-2406 |
| Document Number | 76694-394 |
| Book / Page | 76694 / 394 |
| Instrument Date | Jan 05, 2021 |
| Instrument | 9294 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 648 SUMMER ST, ARLINGTON, MA 02474-2406 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARLINGTON MA |
| Property Address | 648 SUMMER ST, ARLINGTON, MA 02474-2406 |
| Document Number | 71030-322 |
| Instrument Date | May 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Name | Verified Name |
|---|---|
| Address | 648 SUMMER ST ARLINGTON MA 024742406, ARLINGTON, MA 02474-2406 |
| Document Number | 71030-322 |
|---|---|
| Date | May 18, 2018 |
| Book Page | 071030/000322 |
| Instrument | 70328 |
| Name | LEND USA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 17, 2048 |
Source: Middlesex County and Arlington Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Arlington Town |
| Unified School District | Arlington School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,996.00 (+8.75%) | $1,206,700 (+6.94%) Land $553,800 Building $652,900 | $1,258,370 (+7.04%) |
| 2024 | $11,950.00 (+6.35%) | $1,128,400 (+12.58%) Land $533,000 Building $595,400 | $1,175,625 |
| 2023 | $11,236.00 | $1,002,300 Land $498,400 Building $503,900 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 individual policies |
| Nearby Flood Policies | 161 units insured incl. 146 condo units |
| Nearby Flood Claims | 316 (1979–2024) |
| Claims Outside the SFHA | 8 of 316 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Radiate Holdings Cable | 1,500 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 695 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ARLINGTON WATER DEPT. (MWRA) serves 46,308 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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