648 Snyder Rd, Troy, MO 63379 Property Records

Lincoln County property record for 648 Snyder Rd, Troy, MO 63379 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,784 sqft · built 2002
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Tax Bill	$3,842 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-40-20-000-000-015.003`

Property Details

APN / Parcel Number

Primary APN	`15-40-20-000-000-015.003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,784 sqft Living Area
Basement Area	1,784 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Area	872 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	648 SNYDER RD
City	TROY
State	MO
Zip	63379-4533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.00 AC IN THE NE PT OF THE SESE OF SECT 20
Legal Range	01W
Legal Township	49
Legal Section	20
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1005
Census Tract	810203

Owner

Source: Lincoln County records · APN 15-40-20-000-000-015.003

Assessment roll updated June 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	648 SNYDER RD, TROY, MO 63379-4533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 21, 2020
Deed Sale	Sep 21, 2020
Prior Sale	May 07, 2009
Deed Document Number	2020010647
Deed Book / Page	2452 / 583
Record Updated	Jun 08, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Sep 21, 2020
Property Address	648 SNYDER RD, TROY, MO 63379-4533
Document Number	2452/583
Book / Page	2452 / 583
Instrument Date	Sep 13, 2020
Instrument	2020010647
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	648 SNYDER RD, TROY, MO 63379-4533

Mortgage

Document Number	2020010648
Date	Sep 21, 2020
Instrument	2020010648

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2035

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,842.00 (+8.53%)	$62,865 (+10.04%) Land $4,427 Building $58,438	$330,870 (+10.04%) Land $23,300 Building $307,570
2023	$3,540.00 (+5.08%)	$57,131 Land $4,085 Building $53,046	$300,690 Land $21,500 Building $279,190
2022	$3,369.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), updated October 5, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 38% of the US · above 33% of Missouri
Wildfire Likelihood	About 1 in 1,449 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.