St. Tammany Parish property record for 648 Silverthorne Ln, Covington, LA 70433
| Property Type | Single Family Home |
|---|---|
| Details | 3,113 sqft · built 2007 |
| Lot Size | 0.268 acres (11,701 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,703 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2020 Mortgage |
| APN | 104-806-4910 |
| Primary APN | 104-806-4910 |
|---|---|
| Alternative APN |
|
| Building Area | 3,113 sqft Living Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Lot Area | 11,701 sqft (0.268 acres) |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 648 SILVERTHORNE LN |
|---|---|
| City | COVINGTON |
| State | LA |
| Zip | 70433-7822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 38 SOUTHDOWN PH 3A INST NO 1305343 INST NO 1498490 INST NO 1704008 INST NO 1708345 INST NO 1708348 INST NO 1724550 |
| Legal Subdivision | SOUTHDOWN |
| Legal Phase | 3A |
| Legal Lot Number | 38 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 40401 |
Source: St. Tammany Parish records · APN 104-806-4910
Assessment roll updated February 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 648 SILVERTHORNE LN, COVINGTON, LA 70433-7822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Mar 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHITNEY BANK |
| Dec 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHITNEY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 648 SILVERTHORNE LN, COVINGTON, LA 70433-7822 |
| Transaction Type | Mortgage |
| Record Updated | Apr 06, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002256773 |
|---|---|
| Date | Mar 08, 2021 |
| Instrument | 2256773 |
| Name | HANCOCK WHITNEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 648 SILVERTHORNE LN, COVINGTON, LA 70433-7822 |
| Transaction Type | Mortgage |
| Record Updated | Apr 06, 2023 |
| Title Company | STEAM TITLE, TEAM TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002241818 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 2241818 |
| Name | HANCOCK WHITNEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 192 Months |
| Due | Jan 01, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: St. Tammany Parish records · Assessment roll updated February 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,703.00 (-2.41%) Homeowner's exemption | $47,805 (-) Land $6,500 Building $41,305 | $478,046 (-) Land $65,000 Building $413,046 |
| 2024 | $4,819.00 (+12.78%) Homeowner's exemption | $47,805 (+18.13%) Land $6,500 Building $41,305 | $478,046 (+18.13%) Land $65,000 Building $413,046 |
| 2023 | $4,273.00 Homeowner's exemption | $40,467 (-) Land $6,500 Building $33,967 | $404,670 (-) Land $65,000 Building $339,670 |
| 2022 | $4,273.00 Homeowner's exemption | $40,467 Land $6,500 Building $33,967 | $404,670 Land $65,000 Building $339,670 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 275 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 275 in force |
| Nearby Flood Claims | 5 (2005–2022) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Feb 2022 · other causes |
| Claims by Event |
|
| Wildfire Risk | Moderate above 45% of the US · above 72% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 229 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST TAM PARISH- BEDICO -FAUBOURG-COQUILLE serves 18,372 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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