648 Settlement Ln, Zeeland, MI 49464 Property Records

Ottawa County property record for 648 Settlement Ln, Zeeland, MI 49464

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,447 sqft · built 2015
Lot Size	0.355 acres (15,464 sqft)
Owner	Company Name on Record
Last Sale	$320,000 (Nov 2020)
Tax Bill	$5,356 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-17-34-136-016`

Property Details

APN / Parcel Number

Primary APN	`70-17-34-136-016`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,447 sqft Living Area
1st Floor Area	1,447 sqft
Basement Area	1,447 sqft
Unfinished Basement	1,447 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	15,464 sqft (0.355 acres)
Lot Width	102 ft Width
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	648 SETTLEMENT LN
City	ZEELAND
State	MI
Zip	49464-8262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 15 SETTLERS GROVE
Legal Range	14W
Legal Township	5N
Legal Section	34
Legal Subdivision	SETTLERS GROVE SUBDIVISION
Legal Block	136
Legal Lot Number	15
Jurisdiction	OTTAWA MI
Township / Civil Division	ZEELAND
Census Block Group	2
Census Block	2026
Census Tract	23004

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	648 SETTLEMENT LN, ZEELAND, MI 49464-8262
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2020 · Amount on Record
Deed Sale	Nov 24, 2020 · Amount on Record
Prior Sale	May 21, 2015 · Amount on Record
Deed Document Number	202052995
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Nov 24, 2020
Property Address	648 SETTLEMENT LN, ZEELAND, MI 49464-8262
Document Number	20200052995
Map Reference	LB 42 PG 325
Instrument Date	Nov 20, 2020
Instrument	2020-0052995
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	648 SETTLEMENT LN, 648, ZEELAND, MI 49464-8262

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6785 BYRON RD, ZEELAND, MI 49464-9306

Mortgage

Document Number	20200052996
Date	Nov 24, 2020
Instrument	2020-0052996

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Zeeland Charter Township
Unified School District	Zeeland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,300 (+34.69%)	$442,600 (+34.69%)
2025	$5,356.00 (+14.64%)
2023		$164,300	$328,600
2022	$4,672.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Acentek Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Settlement Ln

Nearby Streets

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