648 S Locust St, Buffalo, MO 65622 Property Records

Dallas County property record for 648 S Locust St, Buffalo, MO 65622

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,813 sqft · built 2011
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on Record
Tax Bill	$1,268 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-7.0-26-004-000-009.020`

Property Details

APN / Parcel Number

Primary APN	`09-7.0-26-004-000-009.020`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,813 sqft Base Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Exterior Material	Stone
Foundation Type	Concrete
Roof Type	Gable
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	175 ft deep x 120 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	648 S LOCUST ST
City	BUFFALO
State	MO
Zip	65622-7407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SW COR SE 1/4 W 433.8', NORTHERLY 1526.40', N 613.20' TO POB, N 120', E 175', S 120' & W 175' TO POB, SUBJECT TO EASEMENT
Jurisdiction	DALLAS MO
Township / Civil Division	SOUTH BENTON
Census Block Group	3
Census Block	3012
Census Tract	480200

Owner

Source: Dallas County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	648 S LOCUST ST, BUFFALO, MO 65622-7407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2015
Deed Sale	Dec 23, 2015
Prior Sale	Jun 17, 2011 · Amount on Record
Deed Document Number	0020152867
Deed Book / Page	2015 / 2867
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS MO
Property Address	648 S LOCUST ST, BUFFALO, MO 65622-7407
Transaction Type	Mortgage
Record Updated	Nov 16, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 S LOCUST ST, BUFFALO, MO 65622-7407

Mortgage

Document Number	02023/2415
Date	Nov 2, 2023
Book Page	2023/2415
Instrument	202302415

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Dallas County
Municipality	Buffalo City
Unified School District	Dallas County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,268.00 (+9.12%)	$28,520 (+8.77%)	$150,100 (+8.77%) Land $22,900 Building $127,200
2023	$1,162.00	$26,220	$138,000 Land $20,400 Building $117,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 47% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO PWS serves 3,462 people · EPA ID MO5010114
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20