Wexford County property record for 648 S Lake St, Cadillac, MI 49601
| Property Type | Condominium |
|---|---|
| Owner | Trust Name on File |
| Last Sale | $235,000 (Jul 2019) |
| Tax Bill | $6,819 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Jul 2019 Sale & Mortgage |
| APN | 10-034-00-024-00 |
| Primary APN | 10-034-00-024-00 |
|---|
| Architectural Style | Condo/Apartment |
|---|
| Street Address | 648 S LAKE ST |
|---|---|
| City | CADILLAC |
| State | MI |
| Zip | 49601-2102 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 24, MARINA SHORES CONDOMINIUMS MASTER DEED L380 P211 '01 CITY OF CADILLAC [[ASSESSED W/ 86-536 '00 |
| Legal Subdivision | MARINA SHORES CONDOMINIUMS |
| Legal Unit | 24 |
| Jurisdiction | WEXFORD MI |
| Township / Civil Division | CADILLAC |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 380800 |
648 S Lake St, a condominium, is owner-occupied and held in a trust since July 2019.
Source: Wexford County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 648 S LAKE ST, CADILLAC, MI 49601-2102 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 22, 2019 | Deed of Trust, Mortgage · Stand-Alone First Mortgage INDEPENDENT BANK |
| Jul 22, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage INDEPENDENT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2019 · Amount on File |
| Deed Sale | Jul 22, 2019 · Amount on File |
| Deed Document Number | 20194001 |
| Deed Book / Page | 685 / 1305 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEXFORD MI |
| Property Address | 648 S LAKE ST, CADILLAC, MI 49601-2102 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Title Company | LAKESIDE TITLE |
| Name | Verified Name |
|---|
| Document Number | 00685/1307 |
|---|---|
| Date | Jul 22, 2019 |
| Book Page | 685/1307 |
| Instrument | 201900004003 |
| Name | INDEPENDENT BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WEXFORD MI |
| Recording Date | Jul 22, 2019 |
| Property Address | 648 S LAKE ST, CADILLAC, MI 49601-2102 |
| Document Number | 685/1305 |
| Book / Page | 685 / 1305 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 201900004001 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Title Company | LAKESIDE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9958 S M 37, BUCKLEY, MI 49620-9452 |
| Document Number | 00685/1306 |
|---|---|
| Date | Jul 22, 2019 |
| Book Page | 685/1306 |
| Instrument | 201900004002 |
| Name | INDEPENDENT BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2025 property tax bill for 648 S Lake St was $6,819 with a homeowner's exemption.
Source: Wexford County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Cadillac City |
| County | Wexford County |
| Unified School District | Cadillac Area Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $181,600 | $363,200 | |
| 2025 | $6,819.00 | ||
| 2023 | $151,300 | $302,600 | |
| 2022 | $6,128.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 648 S Lake St; there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 648 S Lake St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures