648 Rutledge Dr, Lodi, CA 95242 Property Records

San Joaquin County property record for 648 Rutledge Dr, Lodi, CA 95242

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,439 sqft · built 1970
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Jul 2019)
Tax Bill	$4,387 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`029-060-340-000`

Property Details

APN / Parcel Number

Primary APN	`029-060-340-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,439 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Architectural Style	Other
Construction Type	Wood
Lot Area	5,500 sqft (0.126 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	648 RUTLEDGE DR
City	LODI
State	CA
Zip	95242-2131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	08
Legal Description	CITY/MUNI/TWP:LODI SUBD:WESTLAKE MAP REF:MB 029 PG 06
Legal Subdivision	WESTLAKE
Legal Lot Number	47
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1001
Census Tract	4206

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	648 RUTLEDGE DR, LODI, CA 95242-2131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Nov 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 2, 2019	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Jul 2, 2019	Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2019 · Amount on Record
Deed Sale	Jul 2, 2019 · Amount on Record
Prior Sale	Jul 2, 2019
Deed Document Number	0000069649
Last Transfer Date	Nov 19, 2021
Transfer Doc	0000193558
Record Updated	Jun 7, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	648 RUTLEDGE DR, LODI, CA 95242-2131
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 RUTLEDGE DR, LODI, CA 95242-2131

Mortgage

Document Number	0000107669
Date	Dec 22, 2023
Instrument	2023-107669

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2044

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 19, 2021
Property Address	648 RUTLEDGE DR, LODI, CA 95242-2131
Document Number	0000193558
Map Reference	VOL 18 PG 4
Instrument Date	Nov 5, 2021
Instrument	2021-193558
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	648 RUTLEDGE DR, LODI, CA 95242-2131

Mortgage

Document Number	0000193559
Date	Nov 19, 2021
Instrument	2021-193559

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 2, 2019
Property Address	648 RUTLEDGE DR, LODI, CA 95242-2131
Document Number	0000069650
Instrument Date	Jun 28, 2019
Instrument	69650
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	648 RUTLEDGE DR LODI CA 952422131, LODI, CA 95242-2131

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 2, 2019
Property Address	648 RUTLEDGE DR, LODI, CA 95242-2131
Document Number	0000069649
Map Reference	VOL 18 PG 4
Instrument Date	Jun 26, 2019
Instrument	2019-069649
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 RUTLEDGE DR, LODI, CA 95242-2131

Mortgage

Document Number	0000069651
Date	Jul 2, 2019
Instrument	2019-069651

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,387.00 (+4.01%)	$404,645 (+4.04%) Land $109,363 Building $295,282
2023	$4,218.00 (+2.25%)	$388,934 Land $105,117 Building $283,817
2022	$4,125.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Matrix Broadband, Verizon.

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