648 Roja St, Oceanside, CA 92057 Property Records

San Diego County property record for 648 Roja St, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,600 sqft · built 1973
Lot Size	0.202 acres (8,800 sqft)
Owner	2 Individual Names on File
Last Sale	$312,000 (Jan 2010)
Tax Bill	$2,593 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122-251-06-00`

Property Details

APN / Parcel Number

Primary APN	`122-251-06-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,600 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	8,800 sqft (0.202 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	648 ROJA ST
City	OCEANSIDE
State	CA
Zip	92057-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 TR 007316
Legal Subdivision	MISSION VALLEY BALL PARK
Legal Tract	007316
Legal Block	1
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1003
Census Tract	18617

Owner

Source: San Diego County records · APN 122-251-06-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	648 ROJA ST, OCEANSIDE, CA 92057-3513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 23, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 05, 2010 · Amount on Record
Deed Sale	Jan 05, 2010 · Amount on Record
Prior Sale	Jul 23, 2009 · Amount on Record
Deed Document Number	20103604
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	648 ROJA ST, OCEANSIDE, CA 92057-3513
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000103330
Date	Mar 22, 2019
Instrument	2019-0103330

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	277 Months
Due	Apr 01, 2042

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	648 ROJA ST, OCEANSIDE, CA 92057-3513
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 ROJA ST, OCEANSIDE, CA 92057-3513

Mortgage

Document Number	0000832444
Date	Dec 23, 2020
Instrument	2020-0832444

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$410,774 (+2%) Land $184,321 Building $226,453
2025	$2,593.00 (+1.81%)	$402,720 (+4.04%) Land $180,707 Building $222,013
2023	$2,547.00 (-1.93%)	$387,084 Land $173,691 Building $213,393
2022	$2,597.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186171, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 677 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Fiber	2,000 / 35
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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