648 Riverbend Rd, Sylva, NC 28779 Property Records

Jackson County property record for 648 Riverbend Rd, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,320 sqft · built 2011
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Oct 2022)
Tax Bill	$1,045 (2023)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`7559-09-9260`

Property Details

APN / Parcel Number

Primary APN	`7559-09-9260`
Alternative APN	`174941`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,320 sqft
1st Floor Area	1,008 sqft
Attic Area	312 sqft

Exterior

Year Built	Built 2011
Exterior Material	Wood
Lot Area	11,326 sqft (0.26 acres)
Porch	Porch
Porch Area	358 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	174941
Street Address	648 RIVERBEND RD
City	SYLVA
State	NC
Zip	28779-4517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3 RIVER BEND LANDING
Legal Township	09
Legal Subdivision	RIVER-BEND LNDG
Legal Lot Number	3
Jurisdiction	JACKSON NC
Township / Civil Division	CULLOWHEE
Census Block Group	1
Census Block	1044
Census Tract	950400

Owner

Source: Jackson County records, as of August 10, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	249 OAK HAVEN DR, LEXINGTON, SC 29072-7080
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
May 16, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2022 · Amount on Record
Deed Sale	Oct 20, 2022 · Amount on Record
Prior Sale	May 16, 2019 · Amount on Record
Deed Document Number	0023441990
Deed Book / Page	2344 / 1990
Record Updated	Jun 7, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Oct 20, 2022
Property Address	648 RIVERBEND RD, SYLVA, NC 28779-4517
Document Number	0023441990
Book / Page	2344 / 1990
Map Reference	CAB 20 SL 270
Instrument Date	Sep 29, 2022
Transaction Type	Transfer
Record Updated	Nov 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1709 LOWDER RD, 1709, COLUMBIA, SC 29204-4429

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 OAK HAVEN DR, LEXINGTON, SC 29072-7080

Mortgage

Document Number	0023441995
Date	Oct 20, 2022
Instrument	2344/1995

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	648 RIVERBEND RD, SYLVA, NC 28779-4517
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022810061
Date	Oct 23, 2020
Book Page	2281/61

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	May 16, 2019
Property Address	648 RIVERBEND RD, SYLVA, NC 28779-4517
Document Number	0022380386
Book / Page	002238 / 000386
Instrument Date	May 13, 2019
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$356.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	648 RIVERBEND RD SYLVA NC 287794517, SYLVA, NC 28779-4517

Mortgage

Document Number	22380401
Date	May 16, 2019
Book Page	002238/000401

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$1,045.00	$275,190 Land $71,780 Building $203,410

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (2015–2025)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Jun 2025 · other causes
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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