648 Prestwick, Saint Clair, MI 48079 Property Records

St. Clair County property record for 648 Prestwick, Saint Clair, MI 48079 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,413 sqft · built 1994
Lot Size	0.356 acres (15,507 sqft)
Owner	Individual Name on File
Last Sale	$357,000 (Oct 2020)
Tax Bill	$17 (2024)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-302-0082-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-302-0082-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,413 sqft Living Area
1st Floor Area	2,047 sqft
Basement Area	1,616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	15,507 sqft (0.356 acres)
Lot Dimensions	160 ft deep x 97 ft wide
Garage Area	809 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	648 PRESTWICK
City	SAINT CLAIR
State	MI
Zip	48079-4293
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 82 THE HIGHLANDS NO. 3
Legal Subdivision	THE HIGHLANDS #3
Legal Lot Number	82
Legal Unit	82
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	7
Census Block	7006
Census Tract	642000

Owner

Source: St. Clair County records · APN 74-07-302-0082-000

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	648 PRESTWICK, SAINT CLAIR, MI 48079-4293
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE 1 INC
Oct 02, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE 1 AT SUBURBAN
Mar 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNION HM MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 19, 2020 · Amount on Record
Deed Sale	Oct 19, 2020 · Amount on Record
Prior Sale	Aug 19, 2009 · Amount on Record
Deed Document Number	202025633
Deed Book / Page	5257 / 187
Prior Transfer Date	Oct 20, 2005
Prior Transfer Doc	003448/627
Record Updated	Jun 08, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 19, 2020
Property Address	648 PRESTWICK, SAINT CLAIR, MI 48079-4293
Document Number	0005257187
Book / Page	5257 / 187
Map Reference	LB 94 PG 8&9
Instrument Date	Oct 02, 2020
Instrument	2020025633
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,677.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1381 N MATTHEWS RD, 1381, GREENWOOD, IN 46143-8344

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6980 TRUMBLE LN, SAINT CLAIR, MI 48079-3617
Investor	Possibly a Property Investor

Mortgage

Document Number	2020025634
Date	Oct 19, 2020
Instrument	2020025634

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	648 PRESTWICK, SAINT CLAIR, MI 48079-4293
Document Number	0052570189
Instrument Date	Oct 02, 2020
Transaction Type	Mortgage
Record Updated	Nov 03, 2020
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6980 TRUMBLE LN ST CLAIR MI 480793617, ST CLAIR, MI 48079-3617

Mortgage

Document Number	0052570189
Date	Oct 19, 2020
Book Page	005257/000189

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	648 PRESTWICK, SAINT CLAIR, MI 48079-4293
Document Number	0048110896
Book / Page	004811 / 000896
Instrument Date	Mar 17, 2017
Transaction Type	Mortgage
Record Updated	Apr 21, 2017
Title Company	GRECO TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	648 PRESTWICK ST CLAIR MI 480794293, ST CLAIR, MI 48079-4293

Mortgage

Document Number	0048110896
Date	Mar 27, 2017
Book Page	004811/000896

Lender

Name	UNION HM MTG
Type	Mortgage Company
Address	CLEVELAND, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2047

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$251,700 (+21.83%)
2024	$17.00 (+466.67%)		$503,400 (+21.83%)
2023		$206,600
2022	$3.00		$413,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476420007, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 140 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Prestwick

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures