648 Posey Pl, Murphy, NC 28906 Property Records

Cherokee County property record for 648 Posey Pl, Murphy, NC 28906 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2005
Square Footage2,724 sqft Heated Area
Lot Size145,055 sqft (3.32 acres)
OccupancyOwner Occupied
Last Sale$250,000 (2013)
Tax Bill$1,949.00 (2025)

Property Details

APN / Parcel Number

Primary APN447900953488000
Alternative APN
  • 38267

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,724 sqft Heated Area
Upper Floors1,086 sqft Upper Floors
Stories2 Stories
Primary FlooringWood Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Exterior MaterialWood Exterior
Foundation TypeFooting Foundation
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialAsphalt Roof
Lot Area145,055 sqft (3.32 acres)
Depth X Width600 ft x 163 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage Area720 sqft Garage
Deck Area1,224 sqft Deck
PorchOpen Porch
Porch Area393 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number38267
Street Address648 POSEY PL
CityMURPHY
StateNC
Zip28906-5167
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 7 HAMILTON SUB 1174/678
Legal SubdivisionHAMILTON SUB
Legal Lot Number7
JurisdictionCHEROKEE NC
Minor Civil DivisionNOTLA
Census Blockgroup2
Census Block2031
Census Tract930502

Owner

Source: Cherokee County records · APN 447900953488000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address648 POSEY PL, MURPHY, NC 28906-5167
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HOME POINT FINANCIAL CORPORATION
Nov 14, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 16, 2013 · Amount on Record
Deed SaleAug 16, 2013 · Amount on Record
Prior SaleMar 28, 2006 · Amount on Record
Deed Doc Number4106
Deed Book / Page1472 / 0967
Record RefreshedJun 08, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address648 POSEY PL, MURPHY, NC 28906-5167
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001664/14
DateNov 10, 2020
Book Page1664/14
Instrument6779
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address648 POSEY PL, MURPHY, NC 28906-5167
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01574/0228
DateNov 14, 2017
Book Page01574/0228
Instrument05318
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
AddressPARSIPPANY, NJ 07054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2047

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,949.00$282,950 (-)$282,950 (-) Land $18,750 Building $264,200
2023$282,950$282,950 Land $18,750 Building $264,200

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