648 Penncross Dr, Raleigh, NC 27610 Property Records

Wake County property record for 648 Penncross Dr, Raleigh, NC 27610

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,321 sqft · built 1994
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$401,000 (May 2021)
Tax Bill	$2,949 (2023)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1734.04-50-6537 0188396`

Property Details

APN / Parcel Number

Primary APN	`1734.04-50-6537 0188396`
Alternative APNs	`018839601` `0188396`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,321 sqft Heated Area
Gross Area	2,591 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,841 sqft (0.18 acres)
Garage Area	76 sqft
Porch	Porch
Porch Area	18 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0188396
Old Parcel Number	018839601
Street Address	648 PENNCROSS DR
City	RALEIGH
State	NC
Zip	27610-2177
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LO67 VILLAGE LAKES SUB PH4 BM1992-00251
Legal Township	17
Legal Subdivision	VILLAGE LAKES SUB
Legal Phase	4
Legal Lot Number	67
Jurisdiction	WAKE NC
Township / Civil Division	ST. MATTHEWS
Census Block Group	3
Census Block	3000
Census Tract	54106

Owner

Source: Wake County records, as of April 18, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	648 PENNCROSS DR, RALEIGH, NC 27610-2177
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2021 · Amount on Record
Deed Sale	May 25, 2021 · Amount on Record
Prior Sale	Jun 18, 2012
Deed Document Number	0185201215
Deed Book / Page	18520 / 1215
Record Updated	Jun 7, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	May 25, 2021
Property Address	648 PENNCROSS DR, RALEIGH, NC 27610-2177
Document Number	185201215
Book / Page	18520 / 1215
Map Reference	MB 1992 PG 251
Instrument Date	May 25, 2021
Transaction Type	Transfer
Record Updated	Jul 29, 2021
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$802.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 90353, RALEIGH, NC 27675-0353

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 PENNCROSS DR, RALEIGH, NC 27610-2177

Mortgage

Document Number	185201217
Date	May 25, 2021
Instrument	18520/1217

Lender

Name	T2 FINANCIAL LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Raleigh City
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,949.00	$268,719 Land $36,000 Building $232,719	$268,719 Land $36,000 Building $232,719

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20