648 Pelzer Dr, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 648 Pelzer Dr, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,176 sqft · built 1973
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Company Names on Record
Last Sale	$910,000 (Dec 2023)
Tax Bill	$3,841 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`517-08-00-114`

Property Details

APN / Parcel Number

Primary APN	`517-08-00-114`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,176 sqft Living Area
1st Floor Area	1,846 sqft
Upper Floors Area	330 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	167 ft deep x 113 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	254 sqft
Deck Area	249 sqft
Patio Area	249 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	648 PELZER DR
City	MOUNT PLEASANT
State	SC
Zip	29464-3557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -COOPER ESTATES DESCRIPTION -LT 6 BLK E
Legal Subdivision	COOPER ESTATES
Legal Block	E
Legal Lot Number	6
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	3
Census Block	3009
Census Tract	4607

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	648 PELZER DR, MOUNT PLEASANT, SC 29464-3557
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Deed of Trust, Mortgage THE BANK OF SOUTH CAROLINA
Sep 1, 2022	Deed of Trust, Mortgage · Line of Credit THE BANK OF SOUTH CAROLINA
Apr 23, 2022	Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU
Apr 9, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN FIN'L NETWORK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2023 · Amount on Record
Deed Sale	Dec 4, 2023 · Amount on Record
Prior Sale	Jun 25, 2015 · Amount on Record
Deed Book / Page	1216 / 580
Last Transfer Date	Jan 28, 2026
Transfer Doc	1371000621
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	648 PELZER DR, MOUNT PLEASANT, SC 29464-3557
Transaction Type	Mortgage
Record Updated	Mar 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012250103
Date	Jan 25, 2024
Book Page	1225/103

Lender

Name	THE BANK OF SOUTH CAROLINA
Type	Bank
Address	CHARLESTON, SC 29401

Agreement

Amount	Amount Recorded
Term	103 Months
Due	Aug 25, 2032

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	648 PELZER DR, MOUNT PLEASANT, SC 29464-3557
Transaction Type	Mortgage
Record Updated	Dec 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011350157
Date	Sep 1, 2022
Book Page	1135/157

Lender

Name	THE BANK OF SOUTH CAROLINA
Type	Bank
Address	CHARLESTON, SC 29401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Aug 25, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	648 PELZER DR, MOUNT PLEASANT, SC 29464-3557
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011030373
Date	Apr 23, 2022
Book Page	1103/373

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	356 Months
Due	Dec 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	648 PELZER DR, MOUNT PLEASANT, SC 29464-3557
Document Number	0875/0799
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 PELZER DR MOUNT PLEASANT SC 294643557, MOUNT PLEASANT, SC 29464-3557

Mortgage

Document Number	0875/0799
Date	Apr 22, 2020
Book Page	000875/000799

Lender

Name	AMERICAN FIN'L NETWORK
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2050

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,841.00 (+10.5%)	$1,023,400 (+2,711.54%) Land $505,700 Building $517,700	$1,023,400 (+84.46%) Land $505,700 Building $517,700
2024	$3,476.00 (+70.98%)	$36,400 (+64.04%)
2022	$2,033.00	$22,190	$554,800 (-39.03%) Land $265,000 Building $289,800
2020			$910,000 Land $505,715 Building $404,285

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 177 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	177 in force
Nearby Flood Claims	89 (1982–2025)
Claims Outside the SFHA	36 of 89
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 54 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.1% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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